WorkAbilities, Inc
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BENEFITS PACKAGE
11/1/2017 – 10/31/2018
This document is a brief description of agency benefits for full time employees.
Some benefits are available for employees working part-time.
Effective Date of Insurance Coverage is the 1st day of the month following 30 days of employment
| |WorkAbilities health insurance is provided through HealthPartners. Coverage consists of a|
|HEALTH INSURANCE |high-deductible insurance plan with an accompanying health savings account (HDHP w/HSA). |
| |Family coverage is available, and is the financial responsibility of the employee. |
|High Deductible Health Plan (HDHP) with Health Savings |WorkAbilities pays $357.82/month of the plan premium and contributes $143 to the |
|Account (HSA) |employee’s HSA. The employee is responsible for $187.32/month. The annual deductible is|
| |$3500. |
| |WorkAbilities dental insurance is provided through Delta Dental of MN. |
|DENTAL INSURANCE |WorkAbilities pays 100% of the monthly premium for the employee. Family coverage is |
| |available and is the financial responsibility of the employee. |
| |WorkAbilities life insurance is provided through Unum Insurance Co. It provides |
|LIFE INSURANCE |employees $10,000 benefit term life insurance at no cost to the employee. |
| |WorkAbilities provides long term disability insurance through Unum Insurance Co. at no |
|LONG TERM DISABILITY |cost to the employee. |
|SHORT TERM DISABILITY*** |***Employees may also purchase short term disability coverage at their own expense from |
| |Colonial Life Insurance Co. |
| |WorkAbilities offers its employees the option of participating in a 403B tax-deferred |
|403 B RETIREMENT PLAN |annuity retirement program. WorkAbilities may make a discretionary matching contribution|
| |to the plan at the end of the year. |
| |WorkAbilities offers its employees the option of participating in a Section 125 Flex |
|FLEX BENEFIT PLAN |Benefit Plan (Flex Spending Account). This plan allows participating employees to pay |
|(FLEX SAVINGS ACCOUNT) |health care and dependent care expenses with pre-tax dollars, thus making them more |
| |affordable. Employees can also pay their group insurance premiums through this plan, |
| |with pre-tax dollars. |
| |WorkAbilities’ employees earn the following: |
|PAID TIME OFF |Years 1 - 2 15 days of paid time off |
| |Years 3 – 10 18 days of paid time off |
| |Years 11 – 20 21 days of paid time off |
| |Years 21 + 24 days of paid time off |
| |WorkAbilities provides 8 paid holidays per year: |
| |New Year’s Day Martin Luther King, Jr. Day Memorial Day July 4th Labor Day |
|HOLIDAY |Thanksgiving & day after New Year’s Eve |
| |Employees are paid every two weeks on Friday. Employees may choose either paper checks or|
|PAY DAYS |direct deposit. |
| |WorkAbilities, Inc. will reimburse full time employees 50% of tuition for one approved |
|TUITION REIMBURSEMENT |and successfully completed college or continuing education course per semester. |
| |Paid lunch break of 45 minutes, free parking, free Notary Public services, smoke-free |
|OTHER BENEFITS |work environment. |
All benefits for full and part-time employees are outlined in the WorkAbilities Employee Handbook. Please see the Business Manager for further details.
PI 146, NSI 219 Benefits Package 10/17 ** Update NSI 223 Benefits Acknowledgment when this document is updated!
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