Revising the ISO Commercial Auto Classification Plan
[Pages:46]Revising the ISO Commercial Auto Classification Plan
Anand Khare, FCAS, MAAA, CPCU
1
THE EXISTING PLAN
2
Context ? ISO
Personal Lines
Commercial Lines
Property
Homeowners, Dwelling
Commercial Property, BOP, Farmowners
Auto
Personal Auto
Commercial Auto
Liability
Personal Liability
General Liability, Professional Liability
3
Context ? ISO
Personal Lines
Commercial Lines
Property
Homeowners, Dwelling
Commercial Property, BOP, Farmowners
Auto
Personal Auto
Commercial Auto
Liability
Personal Liability
General Liability, Professional Liability
4
Context ? Commercial Auto
Trucks, Tractors, and Trailers ? Territory Rated Trucks, Tractors, and Trailers ? Zone Rated Private Passenger Types Hired Autos Public Transportation Dealerships Garages Miscellaneous Coverages
5
Context ? Commercial Auto
Trucks, Tractors, and Trailers ? Territory Rated Trucks, Tractors, and Trailers ? Zone Rated Private Passenger Types Hired Autos Public Transportation Dealerships Garages Miscellaneous Coverages
6
Context ? Truck, Tractors, and Trailers
(Territory Rated)
Liability Comprehensive
Collision Personal Injury Protection
Uninsured Motorist
7
Context ? Truck, Tractors, and Trailers
(Territory Rated)
Liability Comprehensive
Collision Personal Injury Protection
Uninsured Motorist
8
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