Microsoft Word - WZB Cons BK Reform paper.doc
A reform bill was drafted by a major credit card issuing bank (MBNA) and ultimately sponsored by a conservative member of Congress. The reform sought to reduce the number of bankruptcy filings generally, but in particular to identify “can-pay” debtors, deny them access to an immediate discharge in a Chapter 7 liquidation of their (usually negligible) assets, and offer such debtors relief … ................
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