8th Grade Financial Literacy Curriculum - SharpSchool
8th Grade Financial Literacy Curriculum
Grade 8 Scope and Sequence for Financial Literacy Semester Class Financial Literacy
SeptemberOctober & February-March OctoberNovember & March-April November December & April-May DecemberJanuary & MayJune
Unit 1: Income Unit 2: Saving, Investing, and Risk Management Unit 3: Debit and Credit Unit 4: Budget +
January
Unit 5: The Simulation and Debriefing
Number of Instructional Days 4 days
4 days
4 days
4 days
1 day
Financial Literacy
Grade: 8
Unit 1: Income Students recognize the fundamental role of income in managing their personal finances and the factors that affect income and take-home pay. They understand that the decisions they make about education and career will have an impact on their potential income and quality of life.
NJ Student Learning Standards
9.1.8.A.1 Explain the meaning and purposes of taxes and tax deductions and why fees for various benefits (e.g., medical benef its) are taken out of pay.
9.1.8.A.2 Relate how career choices, education choices, skills, entrepreneurship, and economic conditions affect income.
9.1.8.A.3 Differentiate among ways that workers can improve earning power through the acquisition of new knowledge and skills .
9.1.8.A.5 Relate how the demand for certain skills determines an individual's earning power. 9.1.8.A.7 Explain the purpose of the payroll deduction process, taxable income, and employee benefits.
Enduring Understandings/Goals
Essential Questions
Students will understand that...
What is the fundamental role of income in managing personal finance?
Revised March 2020 Created August 1, 2019 Board Adopted August 26, 2019
8th Grade Financial Literacy Curriculum
the decisions they make about education and career will have an impact on their potential income and quality of life.
How do the decisions made about education and career impact potential income and quality of life?
Lessons Plan Your Future
Careers
Taxes and My Income.
Description Students will make the distinction between abilities, aptitudes, interests, work preferences, and values. They will explore various sources of income, including salaries and wages, interest, and business profit.
Students identify their career interests and goals and how they relate to future income. They set a career goal they will revisit at the end of the program.
Resources Teacher's Guide Student Workbook PowerPoint Slide Deck Savings Option Posters Savvy Shopper Game JA New Jersey Educator Supplement
Students learn about the federal government's three main taxes on income and determine net monthly income by deducting federal income, Social Security, and Medicare taxes.
Assessment Extension Activities: 1.Kuder Navigator Career Assessment Students take an online career assessment to learn about their interests, skills and work values.
2. Career Choice Research Students access career information online and use the Occupational Outlook Handbook to record their findings on a Career Critique Chart.
3. Being an Entrepreneur Students examine entrepreneurial skills and present new business ideas to the class.
4. Starting a Lawn Care Business Students identify a business and figure fixed and variable costs.
5. STEM Careers Students explore STEM occupations and use creativity and problem solving to make a pencil holder from a single sheet of paper.
6. Social Security & Medicare Students read a brief history of Social Security and Medicare and review tax tables for income examples.
Revised March 2020 Created August 1, 2019 Board Adopted August 26, 2019
7. Sales Receipt Analysis Students examine the cost of sales tax for items in their shopping cart.
Skills (Students will be able to...) Rate their interests, abilities, and values. Determine work preferences and match them to career choices. Define taxes and explain their purpose and impact on income. Figure net monthly income.
8th Grade Financial Literacy Curriculum
8. How to Complete a 1040-EZ Income Tax Form Students complete an IRS Form 1040-EZ and examine the equity of progressive tax.
Evidence of Learning (Assessments)
Accommodations and Modifications
Formative Assessments:
Students explain the process of buying and selling in the stock market. Students make decisions about which stocks to buy. Students calculate gains and losses of stocks. Closure activity Homework Mid-chapter quiz End-of-chapter quiz
Summative Assessments:
Comprehension Questions (Google Docs) Assessment: Why Do Celebrities Go Bankrupt? Assessment: A Day Shopping With Percentages Assessment: Grocery Shopping With Units Comprehension Questions (Kahoot) Kahoot: Celebrities Kahoot: Shopping Kahoot: Grocery Chapter test End-of-Course test
Special Education
Differentiation for All Students (Special Needs, ESL, Gifted Learners, & Mainstream Learners)
Subgroup Accommodations and Modifications Curricular Modifications and Guidance for Students Educated in Special Class Settings Differentiation: Preview content and concepts Behavior management plan Highlight text Small group setting High-Prep Differentiation: Alternative formative and summative assessments Guided Reading Personal agendas Project-based learning Problem-based learning Stations/centers Tiered activities/assignments Varying organizers for instructions Low-Prep Differentiation: Clubbing activities
Exploration by interest
Revised March 2020 Created August 1, 2019 Board Adopted August 26, 2019
8th Grade Financial Literacy Curriculum
Post-Assessment Extension Activities
Benchmark Assessments:
TC Running Records Project Read Assessments TC Writing Rubric Nonsense Words Teachers College Running Records Letter Sound ID High Frequency Word Assessment Concepts of PrintFountas & Pinnell Prompting Guide 1; Oral Reading and Early
Writing. Fountas & Pinnell Prompting Guide 2: Comprehension: Thinking, Talking and
Writing. LinkIt! Math Benchmarks Math in Focus or Big Ideas benchmarks
Alternative Assessments:
Fountas & Pinnell Running Records Scholastic Running Records BeBop Books for running records G & T Assessments:Sages-2 Screening Assessment for Gifted Elementary:
Mathematics/Science Language Arts/Social Studies Reasoning Yopp-Singer test of Phoneme Segmentation Sentence-Writing Grade Placement Test Linguistics Phonemic Awareness Screener Linguistics Decoding Pre/Post Test Dyslexia Screener PRIM checklist LLI; Test Preparation Lesson Framework F&P levels
Flexible groupings
English Language Learners
Differentiation for All Students (Special Needs, ESL, Gifted Learners, & Mainstream Learners)
Unit 1: Curriculum for ELL Subgroup Accommodations and Modifications Multi-language glossary Pupil edition in Spanish Vocabulary flash cards
Students at Risk for Failure
Differentiation for All Students (Special Needs, ESL, Gifted Learners, & Mainstream Learners)
Subgroup Accommodations and Modifications
Gifted and Talented
Differentiation for All Students (Special Needs, ESL, Gifted Learners, & Mainstream Learners)
Subgroup Accommodations and Modifications Math in Focus or Big Ideas G & T Activities
Students with 504 Plans
Differentiation for All Students (Special Needs, ESL, Gifted Learners, & Mainstream Learners)
Subgroup Accommodations and Modifications
Core Instructional and Supplemental Materials Professional Resources:
Core Instructional, Supplemental, Instructional, and Intervention Resources
Revised March 2020 Created August 1, 2019 Board Adopted August 26, 2019
8th Grade Financial Literacy Curriculum
Core Professional Resources:
Core Instructional Resources:
PowerPoint lesson script provided by JA Financial Park Handouts and answer keys provided by JA Financial Park Transcript of lesson provided by JA Financial Park JA Finance Park - Curriculum Overview JA Finance Park - Simulation Overview JA New Jersey Educator Supplement Why Do Celebrities Go Bankrupt? A Day Shopping Grocery Shopping
Supplemental Professional Resources:
Leveled Literacy Intervention Kits When Readers Struggle - Teaching What Works - Irene Fountas and Gay Su
Pinnell Rubric for Assessing a Retell on a Reading Level Assessment - Levels A-Z
(Teachers College) Benchmarks for Oral Fluency Rate - Words Per Minute (Teachers College) Primm Book Unit of Study How To Books-Writing to Teach Others Text by Lucy Calkins Prompting Guide Part 1 - For Oral Reading and Early Writing Prompting Guide Part 2 - For Comprehension : Thinking, Talking, Writing Reading Strategies Book - Jennifer Serravallo Teachers College Units of Study - Phonics K-2 Florham Park ELA PD Sharing Website Conferring Menus Math in Focus or Big Ideas Curriculum
PowerPoint Slide Deck by JA Financial Park Handouts and answer keys provided Calculators are needed Transcript of lesson provided Teacher's Guide by JA Financial Park Student Workbook by JA Financial Park Teacher Resources Savings Option Posters Savvy Shopper Game JA New Jersey Educator Supplement
Supplemental Resources:
Extension Activities: 1. Kuder Navigator Career Assessment a. Students take an online career assessment to learn about their interests, skills and work values. 2. Career Choice Research a. Students access career information online and use the Occupational Outlook Handbook to record their findings on a Career Critique Chart. 3. Being an Entrepreneur a. Students examine entrepreneurial skills and present new business ideas to the class. 4. Starting a Lawn Care Business a. Students identify a business and figure fixed and variable costs. 5. STEM Careers a. Students explore STEM occupations and use creativity and problem solving to make a pencil holder from a single sheet of paper. 6. Social Security & Medicare a. Students read a brief history of Social b. Security and Medicare and review tax tables for income examples. 7. Sales Receipt Analysis a. Students examine the cost of sales tax for items in their shopping cart 8. How to Complete a 1040-EZ Income Tax Form a. Students complete an IRS Form 1040-EZ and examine the equity of progressive tax.
Mentor Texts:
Revised March 2020 Created August 1, 2019 Board Adopted August 26, 2019
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- kindergarten financial literacy journals wants and needs
- financial literacy introduction to purchasing a car lesson plan ed
- financial literacy lesson plan on money management ed
- name date period lesson 8 problem solving practice
- 8th grade financial literacy curriculum sharpschool
- lesson 8 reteach weebly
- financial literacy lesson plan for introduction to purchasing a car
- 1 1 problem solving practice
- lesson 8 homework practice financial literacy
- financial literacy money management lesson plan ed
Related searches
- financial literacy curriculum for teens
- 8th grade homeschool curriculum free
- financial literacy curriculum for adults
- core curriculum 8th grade curriculum
- 8th grade homeschool curriculum set
- 8th grade curriculum homeschool printable
- 8th grade math curriculum pdf
- 8th grade math curriculum worksheets
- 5th grade financial literacy activities
- 8th grade english curriculum map
- 8th grade english curriculum pdf
- 8th grade ela curriculum map