AimcoR Group, LLC.



[Name][Address Line 1] [Address Line 2] [City, State 12345]Dear [Client]:People are living longer than ever before. While there are many benefits to a longer life, you need to prepare yourself for it financially. A longer life also means that you may be more likely to be impacted by a chronic or terminal illness. To have protection for your loved ones should you not live as long as you plan and to prepare for the possibility of a chronic or terminal illness, a permanent life insurance policy can be a great option. If that same life insurance policy offers added flexibility to accelerate death benefits for chronic or terminal illness, you can be prepared for almost any future.A permanent life insurance policy, can offer you and your loved ones much-needed death benefit protection. And, with an accelerated death benefit rider, it can offer you additional flexibility if you develop a chronic or terminal illness in the future.How Accelerated Death Benefit Riders Can Help YouYou purchase a permanent life insurance policy with an accelerated death benefit rider included (at an additional cost). Additional underwriting requirements apply.If, at any point in the future while your policy is still in force, you are certified as chronically or terminally ill by a licensed health care practitioner and meet the terms and conditions of the rider, you can then accelerate your policy’s death benefit. An accelerated death benefit rider is not long-term care insurance. Accelerating the policy’s death benefit may reduce and possibly eliminate the death benefit amount of the policy.You can use the money in any way you want; there are no restrictions on how you can use the benefit payments. Use it to pay a family member who is providing at-home care, pay for home modifications to improve your quality of life, pay for medical care, take a trip you've dreamed of, etc.—the choice is yours. The rider features two components that offer you protection:Chronic IllnessTerminal IllnessEach works differently from the other but, when combined, they give you access to the death benefit should you suffer a chronic or terminal illness. A representative from my office will be contacting you in the near future to schedule an appointment for you to come in and talk about the need for life insurance with an accelerated death benefit rider for chronic and terminal illness protection. You can also email me at [name@] if you are eager to set up a time to discuss your needs.Sincerely,[Name] [Title] [State License #] ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download