On the Rise of the FinTechs—Credit Scoring using Digital ...
On the Rise of FinTechs ... discriminatory power for unscorable customers is very similar to that of scorable customers. Our ... AUC using the credit bureau score alone documented in a consumer loan sample of a large German bank (Berg, Puri, and Rocholl, 2017), as well as the 66.5% AUC using the credit bureau score alone in a loan ... ................
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