Personal Unsecured 11-25-13 - Exchange Bank

Personal Loans - Unsecured

Effective as of March 10, 2017 Rates and Terms are subject to change without Notice

Amount Financed

$1,000 to $1,800

Annual Percentage Rate-(APR) as

low as: 23.37%

Interest Rate 11.50%

Fee $60.00*

Term 12 months

$1,801 to $2,500

14.91%

11.50%

$60.00*

24 months

$2,501 to $5,000

13.18%

11.50%

$60.00*

36 months

$5,001 to $10,000

10.89%

10.25%

$60.00*

48 months

$10,001 and over

10.25%

09.99%

$60.00*

60 months

Interest rates and APR's listed above reflect a discount of 0.50% for automatic payments from an Exchange Bank Deposit Account. All borrowers must set-up an automatic payment to be eligible for these rates.

Typical Payment Example: For a Personal Unsecured loan of $5,001.00 for 48 months, the interest rate is 10.25%, the Annual Percentage Rate is approximately 10.89%, which includes a documentation fee of $60.00*, the monthly payment is approximately $127.43.

Loan Documentation Fee: If the loan documents have to be re-drawn after the initial document preparation due to missed or canceled appointments an additional fee of $50.00 will be assessed and collected at loan signing.

Certain restrictions apply.

3-7-17 effective 3-10-17

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