Home Loan Interest Rates - CommBank
Home Loan Interest Rates
Effective as at 2 September 2022
Loan Type
Principal and Interest Reference Rate
Complete Standard Variable Rate Standard Variable Rate
1 Year Fixed Rate 2 Year Fixed Rate
1 Year Fixed Rate 2 Year Fixed Rate
3 Year Fixed Rate
3 Year Fixed Rate
4 Year Fixed Rate 5 Year Fixed Rate
4 Year Fixed Rate 5 Year Fixed Rate
Principal and Interest rates p.a.
Annual
Comparison
percentage rate
rate
Principal and Interest Package rates p.a. **
Annual
Comparison
percentage rate
rate
6.30% 5.14% 5.94% 6.54% 5.14% 6.84%
6.44% 6.32% 6.37% 6.51% 6.03% 6.68%
5.60% 4.99% 5.79% 6.39% 4.99% 6.69%
5.99% 5.93% 6.03% 6.21% 5.77% 6.47%
Interest Only Reference Rate
Standard Variable Interest Only Rate 1 Year Fixed Interest Only Rate 2 Year Fixed Interest Only Rate 3 Year Fixed Interest Only Rate 4 Year Fixed Interest Only Rate 5 Year Fixed Interest Only Rate
Interest Only rates p.a.
Annual
Comparison
percentage rate
rate
Interest Only Package rates p.a. **
Annual
Comparison
percentage rate
rate
Offset#
6.79%
6.64%
6.09%
6.16%
Full
5.94%
6.40%
5.79%
6.00%
6.59%
6.50%
6.44%
6.14%
6.99%
6.63%
6.84%
6.32%
N/A
7.19%
6.76%
7.04%
6.48%
7.29%
6.87%
7.14%
6.62%
Extra
Extra Home Loan (Loan
to Valuation Ratio
3.69%
3.70%
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