VA IRRRLS (STANDARD and HIGH BALANCE PROGRAM)
Credit Qualifying VA IRRRL Applies if the monthly payment (PITI) increases by more 20% or more. Credit qualifying VA IRRRLs must meet all standard VA credit requirements per CMS guidelines. Non-Traditional Credit Not Allowed Debt Ratio The max DTI = 41% w/o comp factors, and 50% with comp factors. ................
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