Budgeting 101 - Northside Neighborhood House
Budgeting 101
Creating a Personal Budget
What is a budget?
"A budget is a written record of the money that flows in and out of your household* every month."
* or pocket!
Why budget?
Budgeting is the first step on the road to financial success. Controlling your day to day finances allows you to do the things you want to do.
Balancing income & expenses
? Start budgeting now ? don't wait until you're financially "on your feet", to begin to budget
? A budget is nothing more than the activity of balancing income vs. expenses.
How to start?
If you haven't budgeted before, or feel at this point don't have a good idea of where your money is going . . .
For the next month, write down EVERYTHING you spend money on and anytime you receive money.
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