All day you use your phone - now it’s time to make money ...



12 easy apps to make money fastAll day you use your phone - now it’s time to make money while you’re on it using these 12 passive income apps.Passive income apps are apps designed to help you make money while being on your phone. Majority of the money making apps are easy to use and although they won’t make you rich overnight - they still offer potential to make extra income without much effort. This is one of the passive income ideas you can include on your way to making $1000 and up a month.The whole idea of passive income is no extra work on your part. You will be surprised how easy it is to:Make extra income from your phoneInvest with as little as a few centsGet cash back for your purchasesWant to learn more about how to make money from your phone?Keep reading.SwagbucksWho are they? Swagbucks is the total package when it comes to making money online - Since 2008, they have awarded $300 million to their users.Rewards: PayPal and points redeemable as gift cards to major retailers including Wal-MartHow it works: Everything you typically do on your computer can be done through the app. You are rewarded Swagbucks (SB) for everything you do - including watching ads, shopping, playing games, using a search engine, and one of my favorite ways to make money online, filling out surveys. Our review: Swagbucks is the “make money whatever it is that you do over the internet” juggernaut in the industry.I have made over $1500 using Swagbucks already - in only a few months. If I can, you can too.Click here to start with Swagbucks for FREE and earn a $10 bonus when you sign up.DigitWho are they? A popular savings app that analyzes your bank accounts to determine when it’s safe to save money for you. Rewards: Dependent on your lifestyle. The more you spend often the less Digit will determine is safe to save for the day.How it works: Through sophisticated algorithms, Digit is capable of understanding your lifestyle and spending habits and can determine from day-to-day how much money is safe to save for you. You tell Digit what your goals are, and it will secretly save up for it. Our review: Digit uses the same level of security as the military, 256-bit encryption. You can trust Digit will securely track and move your money from your checking to your savings.To start saving for your next vacation or an emergency fund, click here to start saving with Digit.ParibusWho are they? The company that will find the money owed to you after an online purchase from over 20 major retailers for FREE.Rewards: Depends on the difference from the lower price and what you paid. Retailers typically refund you to your original form of payment.How it works: Paribus searches through your emailed receipts (from participating stores) and when it discovers a price drop from your purchased price, it will issue a refund to the store on your behalf. How cool is that?Our review: If you shop online frequently, then this passive income app is for you. No credit card is needed for sign up and is 100% free to use. Click here to start having Paribus scan your email receipts and save some trees while its at it.Lending Club InvestWho are they? Largest, beginner friendly Peer-to-Peer lending group. Whether you are trying refinance or loan money, Lending Club can help you make money passively. Lenders have earned an average return of 9.65% since June 2015.Rewards: For most, refinancing will be how you passively make money by lowering your interest rates on loans you have.How it works: Investors all pitch in on a loan in the Lending Club marketplace. They each receive a percentage from the interest paid on for the loan. You however, more than likely will receive a lower interest rate compared to major banks since the loans are funded by people and not the bank.Our review: You are more likely to get a better rate and higher approval chance than with most major banks. Once you meet your state’s requirements to become a lender, you can then start making money by loaning it out for as little as $25. Start using LendingClub today.Trim FinancialWho are they? Since 2015, Trim has saved its users money by cutting unused subscriptions and negotiating contracts to find better deals for its users. Rewards: Cancelled unused subscriptions, lower rates on contracts, and automated saving.How it works: Like Digit, Trim analyzes your accounts and determines where you can save by cancelling subscriptions for you, setting aside money in your savings, and finds cash back and refunds for you. What makes this passive income app unique is its ability to renegotiate contracts for better deals. Our review: Trim negotiated my on-contract Verizon phone bill by $16.75/month. This feature alone makes it one of the best passive income apps out.Click here to start saving with Trim.FundriseWho are they? Fundrise is a real estate crowdfunding investment platform. This is form of income relatively new to passive income ideas.Rewards: Average rate of return is 12%How it works: You need a minimal investment of $500 to invest in either or both types of real estate investment trusts, one for immediate income and the other for growth. You can track performance from your phone.Our review: When dealing with the stock market, it can be both frightening and thrilling. Fundrise is the easiest way for a new investor to start investing in commercial or residential real estate. Diversify your portfolio easily from your phone and try Fundrise.Click here to start investing with Fundrise.AcornsWho are they? Micro-saving company like Digit, but instead of putting your money in a savings account, Acorns puts your spare change in the stock market. Rewards: Ranges depending on your portfolio decision - conservative or aggressive. I went from cents to $2000 - a rate of 12.5% return in seven months.How it works: Every purchase you make, Acorns will round up to the next whole dollar. $5.64 + $0.36= $6. The $0.36 will be put into your account, and when you reach $5 in your account it will then be invested into your portfolio. Our review: Acorns makes it easy for new investors to build an investment portfolio. The app analyzes your current financial situation and recommends the type of portfolio that will work for you. You do have the option to choose how you want to invest manually. In the long run, this could be the highest paying passive income app.Click here to start investing with AcornsNielsen Computer and MobileWho are they? For over 90 years, Nielsen has been the world’s leading provider of media and marketing information. You might be familiar with Nielsen TV, but now Nielsen has tapped into the computer and mobile market. Rewards: $10,000 monthly sweepstakes and more rewards for additional devices you have with NielsenHow it works: You install the app and that’s it. The app runs in the background, non-invasively, gathers information about how you use your device and you are entered in the sweepstakes. The more devices you add the app to and the longer you have them installed, the more rewards you have the potential to earn.Our review: You have nothing to lose and much to gain with this passive income app. It doesn’t hurt the performance of your device and you have the chance to make money. Definitely worth downloading.Download here for FREE to enter in to make money with NielsenAlly InvestWho are they? Ally Invest is an online dividend brokerage that allows for self-guided or robo-guided investment decisions.Rewards: Dependent on your portfolio and how you choose to invest - conservative or aggressiveHow it works: You create your profile and Ally Invest walks you through how to begin investing in dividend stocks. Ally Invest gives you the option to have your portfolio managed professionally for you, and when you feel comfortable, you can make financial decisions yourself.Our review: The stock market can be scary for many. Understandable. Fortunately, Ally has been a reputable business for years that can walk you through the entire investment process. The best part is their low fees making it easier for new investors to dabble in the stock market.Click here to begin investing with Ally InvestSavvy ConnectWho are they? Survey site that’s not really a survey site. They collect information from you on how you use your connected devices. Rewards: Cash paid via PayPalHow it works: Join for free, install the app, and earn $5 per device per month up to $180 a year. You will also receive surveys emailed to you. One member received a $200 Visa gift card for completing a survey. Our review: My wife and I make $10 each by having this app installed on our devices. Easy money to make for no effort and that doesn’t include the emails we receive with high paying surveys. This is a highly recommended passive income app you should have installed.Click here to start making quick money with Savvy ConnectEbatesWho are they? The most well-known affiliate reseller since 1998, that shares the cashback rewards with its users. Ebates has a partnership with over 2,500 online retailers. Rewards: Cash back via PayPal or check in the mailHow it works: You create an account with Ebates then begin shopping through their sales portal. You find a store you want to shop at, then look for categories that offer cashback.For example, Best Buy may offer cash back on the category DVDs. When you buy a DVD, your account is credited the cash back and you redeem the money. Typically, most stores offer 5% cash back.Our review: If you shop online frequently, then this app is for you. Cash back is a perfect passive income idea. You basically make money while shopping. Start making cashback with EbatesIbottaWho are they? Cash back provider at over 500,000 locations. You read that right, 500,000.Rewards: Cashback via PayPal, Venmo, or gift cardsHow it works: Download the app and register. Select stores you shop at, find deals within that store, purchase items before the deals expire, then scan your receipt to receive cash back. Think of Ibotta as digital coupons that you use after the purchase instead of right there at the register. You may have to complete a survey or watch a video to unlock some of the deals. Our review: Ibotta is a must for when you buy groceries. Grocery bills can add up and the best way to combat that is with an app that will help you save on stuff you were going to buy anyways. Ibotta is a must have passive income app you should be using while you are planning your food budget.Click here to start saving with IbottaFinal Thoughts:Making passive income doesn’t have to be difficult. Passive income apps make it easier for more people to begin saving and earning more money easily.The best parts are most of these apps are free and easy to use. But, it’s not without a small amount of work upfront from you. Once you become established with these apps, all that’s left to do is sit back while your money works for you.Do you think these apps will work for you? Are there any that’s missing from this list? ................
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