Money Tips - Amazon S3

Money Tips Volume 2

How to Invest Profitably, Save More Money and Retire Early in Malaysia, Even if You are in Heavy Debt Now

by KCLau

The electronic version of this book can be downloaded free of charge. Feel free to republish excerpts from this book, as long as you link back to for attribution. And it's also okay to share this ebook in its entirety with anyone you think might be interested. In fact, I'd be delighted. If you missed Volume 1, download it here:



page 2/108

Published by KCLau Dot Com Sdn. Bhd. Email: book@ Website:

Copyright ? 2019 by KCLau

All rights reserved.

Second Edition April 2019

The strategies outlined in this book may not be suitable for every individual and are not guaranteed or warranted, whether expressed or implied, to produce any particular results. The advice, ideas and suggestions are written as a general guide, and specific professional advice may be necessary.

No warranty (whether expressed or implied) is made with respect to the accuracy, adequacy, reliability, suitability, applicability or completeness of the information contained herein, and both the author and the publisher specifically disclaim any responsibility or liability for any damages, lost profits, losses or risks, whether personal or otherwise, which is incurred as a consequence, whether directly or indirectly, of the use and application of any contents of this book.



page 3/108

A Note to the Reader

7

How to Make Wise Financial Decisions Based on your

"Time Worth"

8

Simple Method to Calculate Your Hourly Wage without

using the Calculator

8

Considering Tax

9

Knowing the Application

9

Relative Value of Money: When, Where and How Your

Money is Valued?

12

Should you Focus on Increasing Income or Reducing

Expenses?

15

The Non-Risky Way to Get Rich with Excessive Debts 20

Do You Have the Income-Generating Assets to Fund Your

Money-Sucking Liabilities?

24

Are you trading? Gambling? Speculating? or Investing? 26

Don't spend the money you don't have, to buy the thing

you don't need, to please the people you don't like!

28

The Most Important Payee of Your Entire Life That Most

People Forget Until They are Too Old

32

Top 5 Regular Monthly Expenses You Don't Actually Need 33



page 4/108

How to Quickly Evaluate an Investment using the Rule of

72

38

Time Value of Money: Computing the Value of Single Sum

Investment

43

Time Value of Money: Finding the Rate of Return to Meet

Financial Goals

46

Time Value of Money: Computing the Value of a Fixed Sum

Invested Regularly

49

Time Value of Money: Computing the Retirement Fund in

EPF Account of an Employee

54

Time Value of Money: How to Calculate the Effective

Annual Rate (EAR)

58

How to Calculate Your Investment Portfolio Return? 62

Withdraw EPF Money for Home Loan Installment: How it

affects your Retirement Fund

64

How Recession Happens and 8 Tips to Prepare for it! 67

Knowing your Enemy ? Inflation!

74

Financial Security: How do You Feel It?

77

What Do You Know About Bankruptcy?

82

Financial Consideration for New Parents in Malaysia 88

Cloning Your Life Values via Private Trust

96



page 5/108

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download