Exclusive rates for your Barclays mortgage clients

Rates effective from 24 April 2020 (For intermediary use only)

Exclusive rates for your Barclays mortgage clients

We offer three distinct ranges exclusively available to the following customers:

1. Residential mortgage customers (maximum total aggregate lending up to ?2m) 2. Residential mortgage customers (total aggregate lending between ?2m and ?10m) 3. Buy-to-Let mortgage customers

Your existing Barclays mortgage clients can benefit from a variety of fee and rate discounts, plus extended maximum LTV limits & loan sizes.

Exclusively available for:Rate switch (Product transfer)

Further advance (minimum loan ?5,000)

Applications for home purchase, unencumbered remortgage or remortgage from another lender aren't eligible for Existing Mortgage Customer (EMC) Reward rates. In these scenarios all customers are offered Barclays new lending rates.

Your residential Barclays mortgage clients can also benefit from our exclusive Existing Mortgage Customer (EMC) Home-mover rates when moving home*. EMC Home-mover rates aren't displayed here. For more information on these and other Barclays mortgage rates, including those available for purchase and remortgage, please refer to the published rate sheets available by visiting barclays.co.uk/intermediaries

*Subject to status and application. Terms & conditions apply

Reward rates explained

The following terms are used in the rate tables:-

Bank of England Base Rate (BEBR) is a variable rate set by the Bank of England. BEBR is currently 0.10%.

Loan to Value (LTV) is calculated based on the client's total aggregate lending secured on the property. Loan to Value for rate switch is based on the automated property valuation that will be confirmed on receipt of a Customer Information Request.

Aggregate lending is the total your client has outstanding on the existing Barclays mortgage accounts secured against the property and includes the Mortgage Current Account overdraft limit, if they have one.

This information is intended for intermediary use only and is not intended, nor has it been approved, as a qualifying credit promotion.

These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority

Rates effective from 24 April 2020 (For intermediary use only)

Residential mortgage customers

Residential - maximum total aggregate lending up to ?2m

1, 2 & 3 year fixed rates available for rate switch and further advance only

Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)

Product type Fixed

Maximum LTV

EMC Reward 1 Year Fixed

75%

Product Fee

?0

Initial Rate

1.88%

Fixed until 31/07/21

Follow On Rate

3.59% variable BEBR (currently 0.10%) +3.49% for the term

Early Repayment Charge (ERC)

2% of the balance repaid until 31/07/21

BRM EV70

WTrad OPFM EV71 EV72

60%

EMC Reward 2 Year Fixed

75%

85%

Over 85%

?999 ?299

?0 ?999 ?299

?0 ?999 ?299

?0 ?299

?0

1.26%

1.45%

1.75%

1.34%

1.75% 1.80% 1.52%

Fixed until 31/07/22

3.59% variable BEBR (currently 0.10%) +3.49% for the term

1.78%

2.16%

1.79%

2.27%

2% of the balance repaid until 31/07/22

EV73 EV76 EV79 EV82 EV85 EV88 EY20 EV94 EY23 EW00 EW03

EV74 EV77 EV80 EV83 EV86 EV89 EY21 EV95 EY24 EW01 EW04

EV75 EV78 EV81 EV84 EV87 EV90 EY22 EV96 EY25 EW02 EW05

EMC Reward 3 Year Fixed

60% 85%

?999 ?299

?0 ?999

?0

1.49%

1.69% 1.94% 1.58%

Fixed until 31/07/23

3.59% variable BEBR (currently 0.10%) +3.49% for the term

1.95%

3% of the balance repaid until 31/07/23

EW06 EW09 EW12 EW15 EW18

EW07 EW10 EW13 EW16 EW19

EW08 EW11 EW14 EW17 EW20

Early Repayment Charges

Throughout an ERC period, capital reductions within a set allowance can be made without incurring the charge. The allowance for fixed rates is 10% per annum (5% for 10yr fixed rates taken before 9/1/20) and 25% per annum for trackers. For Offset mortgages early repayment charges are incurred on full redemption only.

These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority

Rates effective from 24 April 2020 (For intermediary use only)

Residential mortgage customers

Residential - maximum total aggregate lending up to ?2m

5 & 10 year fixed rates available for rate switch & further advance only

Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)

Product type Fixed

Maximum LTV

60%

EMC Reward 5 Year Fixed

75% 85%

Over 85%

EMC Reward 7 Year Fixed

75%

Product Fee

?999 ?0

?999 ?499

?0 ?999 ?499

?0 ?499

?0 ?749

?0

Initial Rate

1.49%

1.74%

1.59%

1.75%

1.85% 1.80%

Fixed until 31/07/25

1.85%

2.20%

2.28%

2.35%

1.79% 2.00%

Fixed until 31/07/27

Follow On Rate

Early Repayment Charge (ERC)

3.59% variable BEBR (currently 0.10%) +3.49% for the term

3% of the balance repaid until 31/07/25

3.59% variable BEBR (currently 0.10%) +3.49% for the term

5% of the balance repaid until 31/07/27

BRM

EW21 EW24 EW27 EW30 EW33 EY26 EY29 EY32 EW45 EW48 EW51 EW54

WTrad

EW22 EW25 EW28 EW31 EW34 EY27 EY30 EY33 EW46 EW49 EW52 EW55

OPFM

EW23 EW26 EW29 EW32 EW35 EY28 EY31 EY34 EW47 EW50 EW53 EW56

EMC Reward 10 Year Fixed

75%

?749 ?0

2.13% 2.24%

Fixed until 31/07/30

3.59% variable BEBR (currently 0.10%) +3.49% for the term

5% of the balance repaid until 31/07/30

EW57 EW60

EW58 EW59 EW61 EW62

Did you know? Further Advance

Exclusive Reward Rates

available for further borrowing

Up to

85%

Loan to Value

Maximum 80% if consolidating debt

We pay an uncapped

0.3%

Proc fee, for further advance completions*

*refer to your club or network for exact procuration fee value

These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority

Rates effective from 24 April 2020

Residential mortgage customers

(For intermediary use only)

Residential - maximum total aggregate lending up to ?2m

Tracker & Offset rates for rate switch and further advance only

Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)

Product type Tracker

Maximum Product

LTV

Fee

Initial Rate

60%

EMC Reward 2 Year Tracker

75%

85%

EMC Reward Offset

2 Year Tracker

80%

?0 ?999

?0 ?999

?0 ?99 ?1,749 ?499

1.58% 1.29% 1.72% 1.49% 2.04% 2.74% 1.44% 1.74%

BEBR +1.48% for 2 years

BEBR +1.19% for 2 years

BEBR +1.62% for 2 years

BEBR +1.39% for 2 years

BEBR +1.94% for 2 years

BEBR +2.64% for 2 years

BEBR +1.34% for 2 years

BEBR +1.64% for 2 years

EMC Reward Offset

Term Tracker

80%

?1,999

2.24%

BEBR +2.14% for term

Follow On Rate

Early Repayment Charge (ERC)

BRM

WTrad

OPFM

3.59% variable BEBR (currently

0.10%)

+3.49% for the term

3.59% variable BEBR (currently

0.10%)

+3.49% for the term

N/A

1% of the balance repaid

for 2 years

No ERC

1% of the balance repaid

for 2 years

No ERC

1% of the balance repaid

for 2 years

No ERC

EW63 EW64 EW65 EW66 EW67 EW68 EW69 EW70 EW71 EW72 EW73 EW74 EW75 EW76 EW77 EW78 EW79 EW80

Full redemption N/A only

1% of original balance for 2 yrs N/A

N/A EW81 N/A EW82

Full redemption

only 1% of original

N/A

balance for 2 yrs

N/A EW83

Did you know?

Rate Switch

No underwriting required

Exclusive

Reward Rates for rate switch

& further borrowing

Quick, simple process via our

Secure Mail system

We pay an uncapped

0.2%

Retention fee, for rate switch completions*

No proof of income required

*refer to your club or network for exact procuration fee value

These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability and may be changed or withdrawn at any time without notice. Charges and interest rates may vary and are correct at the time of going to print.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority

Rates effective from 24 April 2020 (For intermediary use only)

Residential mortgage customers

Residential - total aggregate lending between ?2m and ?10m

Rates available for rate switch and further advance only

Further borrowing: min loan ?5,000, max 85% LTV (max 80% if any element of debt consolidation)

Product type

Fixed EMC Reward

2 Year Fixed

Maximum Product

LTV

Fee

Initial Rate

70%

?999

1.26%

Fixed until 31/07/22

Follow On Rate

3.59% variable BEBR (currently 0.10%) +3.49% for the term

Early Repayment Charge (ERC)

2% of the balance repaid until 31/07/22

BRM EW84

OPFM EW85

EMC Reward 5 Year Fixed

70%

?999

1.49%

Fixed until 31/07/25

3.59% variable BEBR (currently 0.10%) +3.49% for the term

3% of the balance repaid until 31/07/25

EW86

EW87

EMC Reward 10 Year Fixed

Tracker

EMC Reward 2 Year Tracker

70% 70%

Offset

EMC Reward Offset

2 Year Tracker

70%

?1,999

2.59%

Fixed until 31/07/30

3.59% variable BEBR (currently 0.10%) +3.49% for the term

5% of the balance repaid until 31/07/30

EW88

EW89

?1,999

1.30%

BEBR+1.20% for 2 years

3.59% variable BEBR (currently 0.10%) +3.49% for the term

No ERC

EW90 EW91

?1,999

1.84%

BEBR+1.74% for 2 years

3.59% variable BEBR (currently 0.10%) +3.49% for the term

Full redemption

only 1% of original

N/A

balance for 2 yrs

EW92

Rate switch only ? LTV above 70%

Total aggregate lending between ?2m and ?10m

EMC Reward 2 Year Fixed

Over 70%

?999

1.34%

Fixed until 31/07/22

EMC Reward 5 Year Fixed

Over 70%

?999

1.59%

Fixed until 31/07/25

3.59% variable BEBR (currently 0.10%) +3.49% for the term

3.59% variable BEBR (currently 0.10%) +3.49% for the term

2% of the balance repaid until 31/07/22

3% of the balance repaid until 31/07/25

EW93 EW95

EW94 EW96

Our maturity letters You can pre-book a new . . . and, we've paid a

encourage the client to

contact you Product type

Fixed

Maximum Loan to Value

Product Fee

rate for your client up to 3InmitialoRanteths in adFovlloawnOncReate

retention fee for rate sRwepEaaiytrmlcyehntes sAiPnRCce 2IL0P 04 TRINITY

Charge (ERC)

EMC Reward

EaBrulyy-toR-elept aymOevnetr 7C5h%arges?0

2 Year Fixed

3.35%

Fixed until 31/10/19

4.74% variable BEBR (currently 0.25%)

+ 4.49% for the term

3% of the balance repaid until 31/10/19

Throughout an ERC period, capital reductions within a set allowance can be made without incurring the charge.

TFE5ohMBYreuCeOyaaR-rtfleoFlfwo-isxlaeweertddtamncoerOtfgvoearrg7fe5ix%seedarralyte?rse0pisa1y0m%3e.9np9t%ecrhaanrngF3uei1xsm/e1da0(ru/5en2%ti2inl cfourrr1eB0dB+yB4orR4.4n.f(79icx4%fuu%errfldeolvnrarrtteralhiyadteb0eetl.se2em)r5m%patn)iodn2ubo5nan%t3laill%ny3pc.1oee/frr1teh0ape/an2idn2 um for trackers.

Rates available for Buy-to-Let rate switch only (not available for further advance)

These rate details are for information only and do not constitute a Personalised Mortgage Information Sheet. All products are subject to availability

anEd xmiasy tbienchganMgedoorr twgithadgrawenCatuansyttiomme weithrou(tEnMoticCe. )ChRaregews aandrdinte?resBt ruatyes mtoay Lvaerytand are correct at the time of going to print.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered No. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Buy-to-Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority

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