Module 2 – BORROWING: Using Credit Wisely
b. Mortgage Loan (1st mortgage) – a loan for property (house/land) usually for 15 – 30 years. Requires a down payment of 10% or 20+% (cash upfront) has closing costs (expenses needed to get the loan finalized $500-$5,000) Pays for: Credit checks, appraisals, inspections ................
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