Higher Priced Mortgage Loan Workflow & FAQ

lender paid to reduce the APR. The Branch Manager must approve the lender credit. APR fees are indicated in the “A” column of the 2015 Itemization. [see 8. and 9.] Reduce the APR below the HPML threshold by reducing the interest rate. Reduce the APR below the HPML threshold by increasing the loan amount. Done. Higher Priced Mortgage Loan ... ................
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