Halifax Intermediaries Product Guide
Classification: Public #
Halifax Intermediaries Product Guide
Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable. For the use of mortgage intermediaries and other professionals only.
Contact your local Business Development Manager for more information or visit halifax-intermediaries.co.uk
Classification: Public #
10 September 2021
HMV
For products above 85% the following four criteria rules will apply: 1.These products are not available for new build properties or other schemes 2.An enhanced credit score requirement will be applied 3.A maximum 4.49x loan to income (LTI) cap will be applied as part of our affordability assessment mitments to be repaid upon completion - any current credit commitments will be deducted as ongoing in our affordability calculation even where declared as `to be repaid'
ERC structure on all products: 2 year - 2% to 31/12/2022 and 1% to 31/12/2023 3 year - 3% to 31/12/2022, 2% to 31/12/2023 and 1% to 31/12/2024 5 year - 5% to 31/12/2022, 4% to 31/12/2023, 3% to 31/12/2024, 2% to 31/12/2025 and 1% to 31/12/2026 10 year - 6% to 31/12/2026, 5% to 31/12/2027, 4% to 31/12/2028, 3% to 31/12/2029, 2% to 31/12/2030 and 1% to 31/12/2031
Fixed
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%) Max LTV (%)
Complete by
Product Code
Additional Info
0.89
31/12/2023
?1,499
?250,000
?1,000,000
0
60
31 March 2022
FBP579
Repayment and Interest Only
0.90
31/12/2023
?999
?25,000
?1,000,000
0
60
31 March 2022
FBP577
Repayment and Interest Only
1.16
31/12/2023
?0
?25,000
?1,000,000
0
60
31 March 2022
FBP213
Repayment and Interest Only
1.03
31/12/2023
?1,499
?250,000
?1,000,000
60
75
31 March 2022
FBP488
Repayment and Interest Only
1.04
31/12/2023
?999
?25,000
?1,000,000
60
75
31 March 2022
FBP487
Repayment and Interest Only
1.26
31/12/2023
?0
?25,000
?1,000,000
60
75
31 March 2022
FBQ072
Repayment and Interest Only
1.47
31/12/2023
?1,499
?250,000
?1,000,000
75
80
31 March 2022
FBP540
Only available when taken on a repayment basis
2 year
1.48
31/12/2023
?999
?25,000
?1,000,000
75
1.77
31/12/2023
?0
?25,000
?1,000,000
75
80
31 March 2022
80
31 March 2022
FBP539 FBP538
Only available when taken on a repayment basis Only available when taken on a repayment basis
1.63
31/12/2023
?1,499
?250,000
?1,000,000
80
85
31 March 2022
FBP580
Only available when taken on a repayment basis
1.64
31/12/2023
?999
?25,000
?1,000,000
80
85
31 March 2022
FBP578
Only available when taken on a repayment basis
1.94
31/12/2023
?0
?25,000
?1,000,000
80
2.02
31/12/2023
?999
?25,000
?570,000
85
2.31
31/12/2023
?0
?25,000
?570,000
85
3.38
31/12/2023
?999
?25,000
?570,000
90
3.65
31/12/2023
?0
?25,000
?570,000
90
1.05
31/12/2024
?999
?25,000
?1,000,000
0
85
31 March 2022
90
31 March 2022
90
31 March 2022
95
31 March 2022
95
31 March 2022
60
31 March 2022
FBP575 FBP576 FBP574 FBP205 FBP204 FBP222
Only available when taken on a repayment basis
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Repayment and Interest Only
1.28
31/12/2024
?0
?25,000
?1,000,000
0
60
31 March 2022
FBP220
Repayment and Interest Only
1.14
31/12/2024
?999
?25,000
?1,000,000
60
75
31 March 2022
FBP490
Repayment and Interest Only
3 year
1.37
31/12/2024
?0
?25,000
?1,000,000
60
1.76
31/12/2024
?999
?25,000
?1,000,000
75
75
31 March 2022
80
31 March 2022
FBP489 FBQ085
Repayment and Interest Only Only available when taken on a repayment basis
1.90
31/12/2024
?0
?25,000
?1,000,000
75
80
31 March 2022
FBQ084
Only available when taken on a repayment basis
2.09
31/12/2024
?999
?25,000
?1,000,000
80
85
31 March 2022
FBP223
Only available when taken on a repayment basis
2.29
31/12/2024
?0
?25,000
?1,000,000
80
85
31 March 2022
FBP221
Only available when taken on a repayment basis
1.03
31/12/2026
?1,499
?250,000
?1,000,000
0
60
31 March 2022
FBP230
Repayment and Interest Only
1.06
31/12/2026
?999
?25,000
?1,000,000
0
60
31 March 2022
FBP228
Repayment and Interest Only
1.29
31/12/2026
?0
?25,000
?1,000,000
0
60
31 March 2022
FBP225
Repayment and Interest Only
1.14
31/12/2026
?1,499
?250,000
?1,000,000
60
75
31 March 2022
FBP493
Repayment and Interest Only
1.16
31/12/2026
?999
?25,000
?1,000,000
60
75
31 March 2022
FBP492
Repayment and Interest Only
1.39
31/12/2026
?0
?25,000
?1,000,000
60
75
31 March 2022
FBP491
Repayment and Interest Only
1.76
31/12/2026
?1,499
?250,000
?1,000,000
75
80
31 March 2022
FBP543
Only available when taken on a repayment basis
5 year
1.77
31/12/2026
?999
?25,000
?1,000,000
75
1.91
31/12/2026
?0
?25,000
?1,000,000
75
80
31 March 2022
80
31 March 2022
FBP542 FBP541
Only available when taken on a repayment basis Only available when taken on a repayment basis
2.16
31/12/2026
?1,499
?250,000
?1,000,000
80
85
31 March 2022
FBP585
Only available when taken on a repayment basis
2.17
31/12/2026
?999
?25,000
?1,000,000
80
85
31 March 2022
FBP584
Only available when taken on a repayment basis
2.33
31/12/2026
?0
?25,000
?1,000,000
80
2.70
31/12/2026
?999
?25,000
?570,000
85
2.85
31/12/2026
?0
?25,000
?570,000
85
3.69
31/12/2026
?999
?25,000
?570,000
90
3.85
31/12/2026
?0
?25,000
?570,000
90
2.07
31/12/2031
?999
?25,000
?1,000,000
0
85
31 March 2022
90
31 March 2022
90
31 March 2022
95
31 March 2022
95
31 March 2022
60
31 March 2022
FBP582 FBP583 FBP581 FBP207 FBP206 FBP093
Only available when taken on a repayment basis
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Repayment and Interest Only
10 year
2.15
31/12/2031
?0
?25,000
?1,000,000
0
2.53
31/12/2031
?999
?25,000
?1,000,000
60
60
31 March 2022
75
31 March 2022
FBP091 FBP094
Repayment and Interest Only Repayment and Interest Only
2.62
31/12/2031
?0
?25,000
?1,000,000
60
75
31 March 2022
FBP092
Repayment and Interest Only
Classification: Public #
FTB
For products above 85% the following four criteria rules will apply: 1.These products are not available for new build properties or other schemes 2.An enhanced credit score requirement will be applied 3.A maximum 4.49x loan to income (LTI) cap will be applied as part of our affordability assessment mitments to be repaid upon completion - any current credit commitments will be deducted as ongoing in our affordability calculation even where declared as `to be repaid'
Fixed
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%) Max LTV (%)
Complete by
Product Code
Additional Info
0.89
31/12/2023
?1,499
?250,000
?1,000,000
0
60
31 March 2022
FBP591
Repayment and Interest Only
0.90
31/12/2023
?999
?25,000
?1,000,000
0
60
31 March 2022
FBP589
Repayment and Interest Only
1.16
31/12/2023
?0
?25,000
?1,000,000
0
60
31 March 2022
FBP233
Repayment and Interest Only
1.03
31/12/2023
?1,499
?250,000
?1,000,000
60
75
31 March 2022
FBP496
Repayment and Interest Only
1.04
31/12/2023
?999
?25,000
?1,000,000
60
75
31 March 2022
FBP495
Repayment and Interest Only
1.26
31/12/2023
?0
?25,000
?1,000,000
60
75
31 March 2022
FBQ073
Repayment and Interest Only
1.47
31/12/2023
?1,499
?250,000
?1,000,000
75
80
31 March 2022
FBP546
Only available when taken on a repayment basis
2 year
1.48
31/12/2023
?999
?25,000
?1,000,000
75
1.77
31/12/2023
?0
?25,000
?1,000,000
75
80
31 March 2022
80
31 March 2022
FBP545 FBP544
Only available when taken on a repayment basis Only available when taken on a repayment basis
1.63
31/12/2023
?1,499
?250,000
?1,000,000
80
85
31 March 2022
FBP592
Only available when taken on a repayment basis
1.64
31/12/2023
?999
?25,000
?1,000,000
80
85
31 March 2022
FBP590
Only available when taken on a repayment basis
1.94
31/12/2023
?0
?25,000
?1,000,000
80
2.02
31/12/2023
?999
?25,000
?570,000
85
2.31
31/12/2023
?0
?25,000
?570,000
85
3.38
31/12/2023
?999
?25,000
?570,000
90
3.65
31/12/2023
?0
?25,000
?570,000
90
1.05
31/12/2024
?999
?25,000
?1,000,000
0
85
31 March 2022
90
31 March 2022
90
31 March 2022
95
31 March 2022
95
31 March 2022
60
31 March 2022
FBP587 FBP588 FBP586 FBP209 FBP208 FBP242
Only available when taken on a repayment basis
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Repayment and Interest Only
1.28
31/12/2024
?0
?25,000
?1,000,000
0
60
31 March 2022
FBP240
Repayment and Interest Only
1.14
31/12/2024
?999
?25,000
?1,000,000
60
75
31 March 2022
FBP498
Repayment and Interest Only
3 year
1.37
31/12/2024
?0
?25,000
?1,000,000
60
1.76
31/12/2024
?999
?25,000
?1,000,000
75
75
31 March 2022
80
31 March 2022
FBP497 FBQ087
Repayment and Interest Only Only available when taken on a repayment basis
1.90
31/12/2024
?0
?25,000
?1,000,000
75
80
31 March 2022
FBQ086
Only available when taken on a repayment basis
2.09
31/12/2024
?999
?25,000
?1,000,000
80
85
31 March 2022
FBP243
Only available when taken on a repayment basis
2.29
31/12/2024
?0
?25,000
?1,000,000
80
85
31 March 2022
FBP241
Only available when taken on a repayment basis
1.03
31/12/2026
?1,499
?250,000
?1,000,000
0
60
31 March 2022
FBP250
Repayment and Interest Only
1.06
31/12/2026
?999
?25,000
?1,000,000
0
60
31 March 2022
FBP248
Repayment and Interest Only
1.29
31/12/2026
?0
?25,000
?1,000,000
0
60
31 March 2022
FBP245
Repayment and Interest Only
1.14
31/12/2026
?1,499
?250,000
?1,000,000
60
75
31 March 2022
FBP501
Repayment and Interest Only
1.16
31/12/2026
?999
?25,000
?1,000,000
60
75
31 March 2022
FBP500
Repayment and Interest Only
1.39
31/12/2026
?0
?25,000
?1,000,000
60
75
31 March 2022
FBP499
Repayment and Interest Only
1.76
31/12/2026
?1,499
?250,000
?1,000,000
75
80
31 March 2022
FBP549
Only available when taken on a repayment basis
5 year
1.77
31/12/2026
?999
?25,000
?1,000,000
75
1.91
31/12/2026
?0
?25,000
?1,000,000
75
80
31 March 2022
80
31 March 2022
FBP548 FBP547
Only available when taken on a repayment basis Only available when taken on a repayment basis
2.16
31/12/2026
?1,499
?250,000
?1,000,000
80
85
31 March 2022
FBP597
Only available when taken on a repayment basis
2.17
31/12/2026
?999
?25,000
?1,000,000
80
85
31 March 2022
FBP596
Only available when taken on a repayment basis
2.33
31/12/2026
?0
?25,000
?1,000,000
80
2.70
31/12/2026
?999
?25,000
?570,000
85
2.85
31/12/2026
?0
?25,000
?570,000
85
3.69
31/12/2026
?999
?25,000
?570,000
90
3.85
31/12/2026
?0
?25,000
?570,000
90
85
31 March 2022
90
31 March 2022
90
31 March 2022
95
31 March 2022
95
31 March 2022
FBP594 FBP595 FBP593 FBP211 FBP210
Only available when taken on a repayment basis
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Only available when taken on a repayment basis Specific criteria applies to availability
Large Loans HMV & FTB
These products are not available to Retirement Home plan or Consent to Lease customers Interest Only available up to 75% LTV
Fixed
Product Type
Rate(%)
Until
Fee
Available between
Min LTV (%) Max LTV (%)
Complete by
1.23
31/12/2023
?1,499
?1,000,000 ?5,000,000
0
60
31 March 2022
Product Code FBP485
Additional Info Repayment and Interest Only
2 year 5 year
2.40
31/12/2023
?1,499
?1,000,000 ?5,000,000
60
2.75
31/12/2023
?1,499
?1,000,000 ?2,000,000
70
1.28
31/12/2026
?1,499
?1,000,000 ?5,000,000
0
3.32
31/12/2026
?1,499
?1,000,000 ?5,000,000
60
70
31 March 2022
80
31 March 2022
60
31 March 2022
70
31 March 2022
FBP097 FBP095 FBP098 FBP099
Repayment and Interest Only Repayment and Interest Only Interest only available ................
................
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