ESTIMATED BUYER'S EXPENSE

Clear Form ESTIMATED BUYER'S EXPENSE

COPYRIGHTED BY AND SUGGESTED FOR USE BY MEMBERS OF THE NORTHEAST FLORIDA ASSOCIATION OF REALTORS, INC.

PROPERTY_________________________________________________________________ DATE PREPARED_________________

BUYER______________________________________________________________________________________________________

Purchase Price $ _________________________

MONTHLY PAYMENTS

Principal & Interest

$____________________

Basic Mortgage $ _________________________

Hazard Insurance

____________________

MIP/USDA/VA Funding Fee $ _________________________

Flood Insurance

____________________

Total Mortgage $ ____________________0__.0__0_

Taxes

____________________

For ________years @ ________%

CDD Fee

____________________

Mortgage Insurance

____________________

TOTAL MONTHLY PAYMENT

$_______________0__.0__0_

HOA/Condo Fees

_______________0__.0__0_

Recording Fees:

Deed $_____________ Mortgage $_____________ Total

Intangible Tax @ .002 times the Loan Amount... ...................................................................

$___________________0__.0__0_ ___________________0__.0__0_

Note Stamps @ .0035 times the Loan Amount......................................................................

___________________0__.0__0_

Simultaneous Mortgage Title Insurance Policy......................................................................

________________________

Title Insurance Endorsements ...........................................................................................

________________________

Wood Destroying Organism Report .....................................................................................

________________________

Appraisal Fee ................................................................................................................

________________________

Credit Report(s) (paid at loan application) ............................................................................

________________________

Tax Service Fee..............................................................................................................

________________________

Inspection and Reinspection Fees .......................................................................................

________________________

Real Estate Brokerage Fee................................................................................................

________________________

Real Estate Broker Transaction Fee.....................................................................................

________________________

Closing Attorney/Settlement Fee.........................................................................................

________________________

Buyer's Courier Fees ........................................................................................................

________________________

Mortgage Origination Charges............................................................................................

________________________

Mortgage Discount ........................................................................................................... ________________________

Lender's Flood Certification Fees .......................................................................................

________________________

Mortgage Transfer and Assumption Charges.........................................................................

________________________

Title Search....................................................................................................................

________________________

Lender Related Settlement/Title Service Fees.......................................................................

________________________

Association/Condo Application/Transfer and Statement Fee .....................................................

________________________

Association/Condo Capital Contribution/Reserve Fee..............................................................

________________________

Lender- Required Condo Questionnaire Fee..........................................................................

________________________

Survey ..........................................................................................................................

________________________

Municipal Lien Search......................................................................................................

________________________

Other __________________________________ ..................................................................

ESTIMATED CLOSING EXPENSES .................................................................................. (A) $___________________0__.0__0_

ESTIMATED PREPAIDS

__________ Mos. Hazard Insurance @ .......................................__________ ......... ________________0_._0_0_ __________ Mos. Property Taxes (including CDD fees) @ .............__________ ......... ________________0_._0_0_ __________ Mos. Flood Insurance @..................................................__________............._______________0__.0__0_ __________ Mos. Mortgage Insurance @ ....................................__________ ......... ________________0_._0_0_

Prepaid Interest .....................................................................____________________

ADD ESTIMATED PREPAIDS......................................................................................... (B) $____________________0_._0_0_

Prorated HOA/Condo/CDD Fees.................................................................................... (C) $________________________

ADD DOWN PAYMENT (Includes Binder) ................................................ ....................... (D) $________________________

LESS BINDER DEPOSIT OF $______________________ ................................................. (E) ($____________________0_._0_0_) ESTIMATED BALANCE DUE AT CLOSING (Not including prorations) (A+B+C+D less E)....... (F) $____________________0_._0_0_

THIS IS AN ESTIMATE ONLY. ESTIMATES MAY VARY DUE TO PRORATION OF RENTS, TAXES, HOA/CONDO/CDD FEES, CITY/COUNTY FEES, INSURANCE, INTEREST ON MORTGAGE AND OTHER FACTORS.

______________________________________________________ BUYER

_______________________________________________ DATE SIGNED

______________________________________________________ BUYER

_______________________________________________ DATE SIGNED

EBE

11/17

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