HUD | HUD.gov / U.S. Department of Housing and Urban ...

Personal credit reports must be either Residential Mortgage Credit Reports (RMCR) or three-merged reports. Other types, e.g. in-file credit reports, are not acceptable. (2) A commercial credit report, or a Dun & Bradstreet report, if a principal owner is a business entity. (3) A commercial credit report or a Dun & Bradstreet report on the ... ................
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