The Hidden Risks of Piggy-Back Mortgage Lending
Piggy-back loans are also called “80 10 10” mortgages, to indicate the combination of an 80 LTV first mortgage, a 10 percent second mortgage, and a 10 percent down payment, although other combinations with lower down payments (higher combined LTV) are common in high cost regions. The first mortgage is sized to meet loan-limit and/or LTV ... ................
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