Semester Course - Ms. McRae's Classes - Home
Semester Course2.3 Online BankingStudent Activity PacketName: In this lesson, you will learn to: Analyze the prevalence of online and mobile banking as compared to more analog banking optionsSet up online bill pay as one-time and recurring paymentsEnumerate the benefits of direct deposit for their paychecksNavigate an online bank accountResourcesQuestions1 Data Crunch: How Do Consumers Access Their Checking Accounts?Analyze the pie chart and answer the questions on this worksheet to complete the Data Crunch.Estimated time: 10 mins2 Online Bill Pay: What It Is and Why You Should Use ItIn the previous resource, you saw that many people are utilizing online and mobile banking with their checking accounts. They love the convenience and time-saving features of online banking, including the ability to do all of your bill pay online, even as recurring payments so you don’t have to remember the bills yourself. Skim this article and answer: Estimated time: 7 minsIn your own words, how does one get set up to use online bill pay? Picture yourself moving out on your own or maybe with a roommate, working your first full-time job. List at least four people or companies you might want to pay regularly by using online bill pay. 3Pay Day 101: Direct DepositAnother time-saving feature you should set up is Direct Deposit, where you can choose to have your paycheck deposited directly into your checking account. Watch this video to learn what some of the benefits of direct deposit are. Then, answer the following questions. Estimated time: 5 minsIn your own words, explain what direct deposit is. Out of the four benefits of direct deposit (safety, convenience, quick access to money, increased savings), which is the MOST compelling to you? Why? 4INTERACTIVE: Navigate Your Online Bank Account (Short Version)Whether you have your own bank account already or not, it’s good to practice utilizing all the features you’ve learned about, including direct deposit, online bill pay, setting up alerts,reading your statement, etc. Complete this activity on navigating an online bank account. Estimated time: 18 mins6Exit TicketEstimated time: 5 minsWith online bill pay, what is the difference between a one-time payment and a recurring payment?Fill in the blanks: Direct deposit typically refers to your ___________ sending your _______ electronically to your bank account. employer, billsparents, allowanceemployer, paycheckList two conveniences of online banking. ................
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