ESCROW 101: REFERENCE GUIDE
ESCROW 101: REFERENCE GUIDE
n What is Escrow? n The Escrow Officer n Escrow Flowchart n Expidite Your Escrow n Escrow Red Flags n Closing Cost n Who Pays What? n The Title Company's Role n Vesting Information n Escrow and taxes n Other Legal Issues
n Sample Forms: Statement of Identity/Information Vesting Charts (Arizona, California, Nevada) Affidavit of Property Value (Arizona) Preliminary Change of Ownership (California) Declaration of Value (Nevada) Certificate for Information Reporting (for 1099-s) Tax Calendars (Arizona, California, Nevada) Withholding Certificate for Sellers (California)
? 2009 Lawyers Title Insurance Corporation. LT-BKLT-ESCW101 (02/09). Escrow 101 Reference Guide - LT
Escrow 101 Guide
Lawyers Title Insurance Corporation has prepared this in-depth escrow guide for agents, buyers and sellers in Arizona, California and Nevada. Linked by common borders, the Western Region is also bound by many similar escrow practices and an increasingly mobile population. Everyone who is considering a move or who works in the real estate field will find this overview invaluable and timely.
? 2009 Lawyers Title Insurance Corporation
? 2009 Lawyers Title Insurance Corporation
Table of Contents
What Is Escrow? ................................................................................................................ 4 The Escrow Officer ............................................................................................................. 5 Escrow Flowchart ............................................................................................................... 6 Opening the Escrow ........................................................................................................... 7 Expedite Your Escrow ......................................................................................................... 8 Escrow Red Flags ............................................................................................................. 10 Closing Costs ................................................................................................................... 12 Who Pays What? ............................................................................................................. 13 The Title Company's Role ................................................................................................. 14 Vesting Information ......................................................................................................... 15 Escrow and Taxes ............................................................................................................. 16 Other Legal Issues ............................................................................................................ 18
Sample Forms .................................................................................................................. 20 Statement of Identity/Information ............................................................................ 21 Vesting Charts (Arizona, California, Nevada) ............................................................ 22 Affidavit of Property Value (Arizona) ......................................................................... 25 Preliminary Change of Ownership (California) .......................................................... 26 Declaration of Value (Nevada) .................................................................................. 28 Certificate for Information Reporting (for 1099-s) .................................................... 29 Tax Calendars (Arizona, California, Nevada) .............................................................. 30 Withholding Certificate for Sellers (California) .......................................................... 31
Notes ............................................................................................................................... 32
? 2009 Lawyers Title Insurance Corporation
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