Filing at a Glance - Pennsylvania Insurance Department Home

[Pages:230]SERFF Tracking #: NWPC-131024406 State Tracking #:

Company Tracking #: 17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

State:

Pennsylvania

First Filing Company: Nationwide Affinity Insurance Company of

America., ...

TOI/Sub-TOI:

19.0 Personal Auto/19.0001 Private Passenger Auto (PPA)

Product Name:

Private Passenger Auto

Project Name/Number: PA Rate (NMIC, NAICOA, NPCIC)/17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

Filing at a Glance

Companies:

Product Name: State: TOI: Sub-TOI: Filing Type: Date Submitted: SERFF Tr Num: SERFF Status: State Tr Num: State Status: Co Tr Num:

Nationwide Affinity Insurance Company of America. Nationwide Mutual Insurance Company Nationwide Property and Casualty Insurance Company. Private Passenger Auto Pennsylvania 19.0 Personal Auto 19.0001 Private Passenger Auto (PPA) Rate 05/10/2017 NWPC-131024406 Assigned

Received Review in Progress 17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

Effective Date Requested (New): Effective Date Requested (Renewal): Author(s): Reviewer(s): Disposition Date: Disposition Status: Effective Date (New): Effective Date (Renewal):

12/22/2017

12/22/2017

Lori Sabatino, Teresa Herderick Xiaofeng Lu (primary), Michael McKenney

State Filing Description:

PDF Pipeline for SERFF Tracking Number NWPC-131024406 Generated 05/16/2017 02:38 PM

SERFF Tracking #: NWPC-131024406 State Tracking #:

Company Tracking #: 17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

State:

Pennsylvania

First Filing Company: Nationwide Affinity Insurance Company of

America., ...

TOI/Sub-TOI:

19.0 Personal Auto/19.0001 Private Passenger Auto (PPA)

Product Name:

Private Passenger Auto

Project Name/Number: PA Rate (NMIC, NAICOA, NPCIC)/17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

General Information

Project Name: PA Rate (NMIC, NAICOA, NPCIC)

Status of Filing in Domicile: Not Filed

Project Number: 17A-11933PA-RRE (NMIC, NAICOA, NPCIC) Domicile Status Comments:

Reference Organization:

Reference Number:

Reference Title:

Advisory Org. Circular:

Filing Status Changed: 05/11/2017

State Status Changed: 05/15/2017

Deemer Date:

Created By: Lori Sabatino

Submitted By: Lori Sabatino

Corresponding Filing Tracking Number:

Filing Description: We are making the following changes to the Pennsylvania Private Passenger Automobiles written in the Nationwide Mutual Insurance Company and the Nationwide Affinity Insurance Company of America, effective December 22, 2017, for renewal business. These companies do not write new business.

We are making the following changes to the Pennsylvania Private Passenger Automobiles written in the Nationwide Property and Casualty Insurance Company, effective December 22, 2017, for new and renewal business.

We are filing for uniform changes to the territory base rates and revised miscellaneous coverage rates. The overall rate-level change is 5.5% for the policyholders impacted by this rate change. (The overall rate-level change including Harleysville premium, also written in the Nationwide Mutual Insurance Company but not impacted by this rate change, is 5.4%)

Company and Contact

Filing Contact Information Teresa Herderick, AVP Pricing One Nationwide Plaza 1-17-401 Columbus, OH 43215

herdert@ 614-249-3965 [Phone] 614-249-5113 [FAX]

PDF Pipeline for SERFF Tracking Number NWPC-131024406 Generated 05/16/2017 02:38 PM

SERFF Tracking #: NWPC-131024406 State Tracking #:

Company Tracking #: 17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

State:

Pennsylvania

First Filing Company: Nationwide Affinity Insurance Company of America., ...

TOI/Sub-TOI: Product Name:

19.0 Personal Auto/19.0001 Private Passenger Auto (PPA) Private Passenger Auto

Project Name/Number: PA Rate (NMIC, NAICOA, NPCIC)/17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

Filing Company Information

Nationwide Affinity Insurance

CoCode: 26093

State of Domicile: Ohio

Company of America.

Group Code: 140

Company Type: Property and

One Nationwide Plaza

Group Name: Nationwide

Casualty

Columbus, OH 43215

Insurance

State ID Number:

(614) 249-7022 ext. [Phone]

FEIN Number: 48-0470690

Nationwide Mutual Insurance Company One Nationwide Plaza Columbus, OH 43215 (614) 249-7022 ext. [Phone]

CoCode: 23787 Group Code: 140 Group Name: Nationwide Insurance FEIN Number: 31-4177100

State of Domicile: Ohio Company Type: Property and Casualty State ID Number:

Nationwide Property and Casualty Insurance Company. One Nationwide Plaza Columbus, OH 43215 (614) 249-7022 ext. [Phone]

CoCode: 37877 Group Code: 140 Group Name: Nationwide Insurance FEIN Number: 31-0970750

State of Domicile: Ohio Company Type: Property and Casualty State ID Number:

Filing Fees

Fee Required?

Yes

Fee Amount:

$150.00

Retaliatory?

Yes

Fee Explanation:

$50 Nationwide Mutual Insurance Company + $50 Nationwide Affinity Insurance Company of America + $50 Nationwide Property and Casualty Insurance Company = $150 Total

Per Company:

Yes

Company

Nationwide Mutual Insurance Company

Nationwide Affinity Insurance Company of America.

Nationwide Property and Casualty Insurance Company.

Amount $50.00 $50.00

$50.00

Date Processed 05/10/2017 05/10/2017

05/10/2017

Transaction # 123560227 123560226

123560307

State Specific

*Filing Fee Amount: $150.00 *Date Filing Fee Mailed: Via EFT *Filing Fee Check Number: Via EFT *Filing Fee Check Date: Via EFT *NAIC Number: 23787 (NMIC), 26093 (NAICOA), 37877 (NPCIC)

PDF Pipeline for SERFF Tracking Number NWPC-131024406 Generated 05/16/2017 02:38 PM

SERFF Tracking #:

NWPC-131024406

State Tracking #:

Company Tracking #:

17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

State: TOI/Sub-TOI: Product Name: Project Name/Number:

Pennsylvania

First Filing Company:

19.0 Personal Auto/19.0001 Private Passenger Auto (PPA)

Private Passenger Auto

PA Rate (NMIC, NAICOA, NPCIC)/17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

Nationwide Affinity Insurance Company of America., ...

Rate Information

Rate data applies to filing.

Filing Method: Rate Change Type: Overall Percentage of Last Rate Revision: Effective Date of Last Rate Revision: Filing Method of Last Filing:

Overall %

Company

Indicated

Name:

Change:

Nationwide Affinity Insurance Company of America.

5.500%

Nationwide Mutual Insurance Company

5.100%

Nationwide Property and 5.500% Casualty Insurance Company.

Overall % Rate Impact: 5.500%

5.100%

5.500%

Prior Approval Increase 5.400% 06/22/2017 Prior Approval

Company Rate Information

Written Premium Change for this Program: $9,695,694

Number of Policy Holders Affected for this Program: 92,301

Written Premium for this Program: $176,285,354

Maximum % Change (where req'd): 9.900%

Minimum % Change (where req'd): 3.800%

$12,355,777 $16,327,306

139,009 188,331

$243,290,728 $296,860,124

8.900% 9.300%

3.300% 3.500%

PDF Pipeline for SERFF Tracking Number NWPC-131024406 Generated 05/16/2017 02:38 PM

SERFF Tracking #:

NWPC-131024406

State Tracking #:

Company Tracking #:

17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

State: TOI/Sub-TOI: Product Name: Project Name/Number:

Pennsylvania

First Filing Company:

19.0 Personal Auto/19.0001 Private Passenger Auto (PPA)

Private Passenger Auto

PA Rate (NMIC, NAICOA, NPCIC)/17A-11933PA-RRE (NMIC, NAICOA, NPCIC)

Nationwide Affinity Insurance Company of America., ...

Rate/Rule Schedule

Item Schedule Item No. Status 1

2

3

Exhibit Name

PA NMIC Final Manual Changed Pages

PA NAICOA Final Manual Changed Pages

PA NPCIC Final Manual Changed Pages

Rule # or Page # RT1, RT2, RT3

RT1, RT2

RT1. RT2

Rate Action Replacement

Replacement

Replacement

Previous State Filing Number

Attachments

PA NMIC Rate Tables 12-2217 - Changed Pages.pdf

PA NAICOA Rate Tables 1222-17 - Changed Pages.pdf

PA_PPA_NPCC 12-22-17 Rate Tables - Changed Pages.pdf

PDF Pipeline for SERFF Tracking Number NWPC-131024406 Generated 05/16/2017 02:38 PM

Pennsylvania Private Passenger Auto

TOC

Nationwide Mutual Insurance Company

Rating Tables Table of Contents

Rate Calculation Tables Private Passenger Auto Rate Calculation Gap (Loan/Lease) Premium Rate Calculation New Car Replacement Premium Rate Calculation Vehicle Value Upgrade Premium Rate Calculation Supplemental Vehicle Rate Calculation Named Non-Owner Rate Calculation Rating Territory Schedule Base Rates: Territory Base Rates: BI,PD,MDCL,LOI,AD,FUNRL,COMBL,COMP,COLL** Family Protection - Uninsured/ Underinsured Motorists Coverage Rates** Loss of Use Base Rates** Roadside Assistance Base Rates Towing and Labor Base Rates Excess Medical Benefit Base Rates** Additional Coverage for Sound, Picture and Data Devices Factors and Discounts: Nationwide Affinity Discount Nationwide Associate Discount Rate Plan Factor Tier Factor Farm Bureau Discount New Vehicle Discount OEM Loss Settlement Endorsement Vehicle Use Factor Household Composition Factor Anti-Theft Device Discount Driver Improvement Course Discount No Prior Insurance Surcharge Passive Occupant Restraint Discount Matrix Factor Intra-Agency Transfer Discount Long-Term Policyholder Discount Premier Intra-Agency Transfer Discount Advance Quote Discount New Business Homeownership Discount Home and Car Discount Auto Financial Discount Paperless Policy Discount Additional Coverage for Customization Vanishing Deductible Total Loss Deductible Waiver GAP (Loan/Lease) Coverage New Car Replacement Plus Coverage Vehicle Value Upgrade Coverage Limited Tort Option Reduction

RC 1 RC 2 RC 2 RC 2 RC 3 RC 3 TS 1

RT 1 RT 2 RT 3 RT 3 RT 3 RT 3 RT 4

RT 4 RT 4 RT 5 RT 5 RT 6 RT 6 RT 6 RT 6 RT 7 RT 7 RT 7 RT 7 RT 8 RT 8 RT 9 RT 9 RT 9 RT 10 RT 10 RT 10 RT 11 RT 11 RT 11 RT 12 RT 12 RT 13 RT 13 RT 13 RT 13

? 2007-2017 Nationwide

Pennsylvania Private Passenger Auto

TOC

Rating Tables Table of Contents

Rate Calculation Tables Easy Pay Sign-up Discount Preferred Bundle Discount Rate Stability Identity Theft or Identity Fraud Expense Coverage Driver Classification Factors - Adult Driver Classification Factors - Youthful Minor Violation Points Major Violation Points Applicable Additive Violation Surcharges Applicable Additive Accident Surcharges Accident Free Discount Safe Driver Discount Unverifiable Driver Record Surcharge Rate Symbols - Liability Rate Symbols - Physical Damage Model Year Factors Bodily Injury Limit Factors Property Damage Limit Factors Medical Benefits Limit Factors Combined Loss Benefit Limit Factors Accidental Death Benefit Limit Factors Income Loss Benefit Limit Factors Funeral Benefit Limit Factors Comprehensive Deductible Factors Collision Deductible Factors Expense Fees Miscellaneous Risks and Vehicles: Personal Effects Base Rates Trailer Base Rates--COMP and COLL Use of Other Automobile

Nationwide Mutual Insurance Company

RT 14 RT 14 RT 14 RT 14 RT 15 RT 15 RT 16 RT 16 RT 16 RT 16 RT 17 RT 17 RT 17 RT 18 RT 19 RT 20 RT 21 RT 21 RT 22 RT 22 RT 22 RT 22 RT 22 RT 23 RT 23 RT 23

RT 24 RT 25 RT 26

? 2007-2017 Nationwide

Pennsylvania Private Passenger Auto

RT 1

Nationwide Mutual Insurance Company

Territory Base Rates** Eff. 12-22-17

Rating Territory 3 18 21 30 33 43 46 77 78 79 81 84 88 89 94

100 108 109 112 113 114 126 127 132 135 139 142 143 144 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 168 169 170 173 174 175 176 177 178 179 180 181

BI 50/100 $168.80 $192.60 $277.40 $165.60 $220.70 $174.80 $227.00 $223.50 $207.70 $217.70 $206.40 $185.20 $239.30 $242.20 $215.90 $222.10 $170.90 $178.20 $221.60 $252.20 $279.00 $470.90 $392.40 $204.10 $185.40 $353.20 $577.00 $724.30 $618.00 $663.20 $731.00 $610.20 $678.30 $658.60 $680.70 $729.70 $696.60 $194.30 $181.10 $178.90 $177.20 $181.00 $178.90 $197.70 $182.70 $209.60 $182.40 $201.90 $203.00 $254.10 $284.60 $299.50 $183.10 $210.90 $218.50 $234.70 $214.50 $226.50 $196.20 $181.80 $386.90

PD 25,000 $186.50 $140.40 $194.10 $169.90 $172.60 $198.00 $181.70 $199.40 $189.80 $181.80 $173.90 $203.10 $172.50 $175.00 $160.10 $213.40 $167.20 $153.40 $171.20 $178.40 $198.00 $303.40 $266.30 $195.80 $189.50 $267.70 $255.40 $289.10 $296.60 $261.10 $262.60 $286.10 $230.80 $230.10 $238.90 $247.30 $229.90 $177.30 $173.20 $157.40 $193.40 $218.60 $156.40 $158.00 $194.40 $211.70 $182.00 $164.10 $172.60 $228.10 $255.30 $246.10 $182.50 $225.10 $222.30 $201.00 $214.40 $204.50 $213.20 $203.00 $273.30

MDCL 25,000 $206.60 $223.80 $278.20 $192.70 $261.10 $229.00 $278.60 $258.60 $218.70 $231.90 $238.10 $192.90 $240.80 $258.20 $197.60 $222.30 $158.50 $166.90 $238.40 $362.70 $372.60 $520.40 $384.60 $223.00 $218.00 $344.00 $745.70 $924.20 $745.80 $947.50 $814.90 $745.80 $864.10 $788.90 $797.40 $874.10 $992.20 $192.40 $192.70 $234.20 $206.90 $302.60 $188.70 $196.20 $168.60 $226.40 $187.30 $257.20 $263.00 $264.20 $253.80 $292.50 $163.50 $273.50 $230.10 $234.20 $232.40 $229.20 $223.80 $209.90 $393.70

LOI $21.70 $28.80 $31.00 $21.00 $27.70 $22.90 $29.80 $31.90 $29.40 $30.70 $24.60 $24.40 $30.10 $34.30 $27.90 $26.00 $24.00 $23.70 $35.80 $37.80 $41.40 $41.10 $33.60 $24.90 $24.60 $31.80 $65.60 $66.80 $65.60 $80.30 $81.30 $65.60 $82.40 $89.30 $101.20 $103.20 $82.70 $22.70 $24.60 $26.00 $27.00 $32.10 $23.70 $24.40 $23.50 $26.10 $24.30 $33.60 $33.50 $23.60 $23.40 $24.10 $23.60 $32.10 $28.60 $28.20 $30.10 $30.10 $30.50 $25.20 $34.70

AD $9.50 $9.80 $9.50 $9.50 $9.50 $9.60 $9.50 $9.50 $9.50 $9.50 $9.70 $9.50 $9.50 $9.50 $9.50 $9.60 $9.50 $9.50 $9.50 $9.50 $9.60 $9.50 $9.50 $9.50 $9.50 $9.50 $9.60 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.40 $9.50 $9.90 $9.50 $9.50 $9.80 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.60 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50 $9.50

FUNRL $1.40 $1.40 $1.30 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.30 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.30 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.30 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.40 $1.30 $1.40 $1.30 $1.30 $1.40 $1.40 $1.30 $1.40 $1.30 $1.30 $1.30 $1.30 $1.40 $1.40 $1.30 $1.40

COMBL $280.20 $333.00 $362.60 $386.10 $377.60 $329.20 $501.90 $357.50 $351.60 $359.50 $322.60 $321.00 $372.80 $403.00 $322.60 $325.50 $263.80 $274.40 $427.80 $504.70 $485.30 $698.80 $605.20 $310.00 $335.90 $560.50 $1,238.40 $1,359.00 $1,226.80 $1,319.70 $1,398.10 $1,473.10 $1,324.80 $1,210.00 $1,432.00 $1,341.70 $1,320.60 $298.10 $290.10 $291.30 $280.70 $330.60 $280.30 $284.20 $289.70 $340.50 $286.50 $434.00 $434.00 $379.40 $401.30 $397.20 $249.80 $404.50 $364.70 $360.80 $370.30 $362.40 $360.70 $348.00 $554.70

COMP Full Cov. $116.40 $194.80

$76.20 $103.20 $108.90 $107.50 $115.40 $124.20 $108.40 $138.60 $139.20 $87.00 $127.20 $81.00 $192.70 $99.90 $100.70 $112.80 $196.20 $176.80 $156.70 $108.40 $88.50 $85.40 $76.70 $89.10 $193.20 $193.20 $198.30 $270.90 $215.10 $192.50 $264.50 $224.80 $239.80 $232.40 $276.10 $86.80 $110.90 $137.90 $85.80 $90.90 $106.50 $134.50 $72.20 $101.60 $84.90 $159.30 $181.90 $114.20 $111.80 $113.30 $87.50 $95.50 $84.50 $95.70 $122.10 $111.30 $107.10 $102.60 $101.30

COLL $100 Ded.

$256.90 $277.30 $262.20 $275.80 $263.80 $280.90 $265.20 $296.60 $264.30 $283.40 $276.30 $247.80 $271.30 $264.30 $271.20 $298.80 $239.40 $238.10 $345.70 $317.20 $359.00 $373.10 $307.70 $304.60 $245.40 $324.20 $385.00 $413.40 $427.10 $503.00 $444.50 $374.00 $476.90 $421.70 $458.50 $428.20 $518.60 $254.10 $288.00 $271.80 $257.90 $301.60 $246.80 $276.50 $223.90 $269.00 $242.30 $269.40 $293.50 $334.50 $334.50 $334.70 $267.30 $314.80 $277.30 $260.30 $312.50 $284.70 $293.90 $259.80 $360.70

? 2007-2017 Nationwide

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