Electric Service Credit Union



Electric Service Credit Union

Business Services Schedule of Fees

Effective as of 05/24/2013

Monthly Service Charge $12, first 150 transactions free, then $.50 each add’l trans.

The $12 fee waived if $3,000 minimum balance maintained.

One Visa debit card allowed per account signer.

Online Banking FREE

Account Balancing Assistance $25.00 per hour

Bill Payment Service $5.95 per month unless at least 5 bills are paid

Cashiers Checks $2.00

Secured Loan Processing Fee $25.00

Dormant Account Fee $15.00 annually

Dormant Account Low Balance Fee $5.00 (monthly balance below $25.00 & account is dormant)

Early Membership Closure Fee $25.00 if closed in the first 90 days

Faxed Copies of Printouts $1.00

ATM Withdrawal – non-ESCU Card $3.00

Insufficient Funds $27.00 per item (free overdraft from Savings if funds available.

Levy or Garnishment Fee $15.00

Membership Fee – New Account $1.00

Copy of Draft $5.00 per item

Money Market Low Balance Fee $10.00 month

Money Market Excessive Withdrawal Fee $9.00 month

Money Orders $2.00 per item

Replace Lost or Stolen ATM/Debit Card $10.00

Replace PIN for ATM/Debit $10.00

Replacement of Member Share Draft $5.00

Research $25.00 per hour

Returned Check $27.00

Share Account Low Balance Fee $5.00 per month when balance is below minimum

Statement Copy $5.00 per month

Stop Payment – Draft or ACH $27.00 per instruction

Stop Payment – Bill Pay item $35.00

Stop Payment – ESCU Cashier’s Check $27.00

Temporary Checks $1.00 per page

Unsecured Loan Processing Fee $25.00

Visa Gift Cards $2.50

Visa Travel Cards $3.95

Wire Transfer – Incoming $10.00

Wire Transfer – Outgoing $15.00

Wire Transfer – Foreign $50.00

Max.daily limit ATM cash withdrawals $410.00 

Point of sale transactions (PIN based) $15.00 each after 20 in one day

Signature-based transactions Unlimited – no charge

Card not present transactions $7.50 per transaction (internet or phone transactions)

(615) 687-4801 Member NCUA

................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download