Buying and selling: Setting the context Activity 1 Bingo



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Consumer Education

Car Game

Game to develop knowledge of the costs involved in servicing, running a car, MOTs and repairs . Includes car cards, hazard and expense cards, information pack, record sheet, game board and spinner.

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Buying and running a car: Car game. Ready to go pack

This document provides activities to use with learners/ participants/ service users; the material has been written to include education focuses on literacy, numeracy, functional skills and English for speakers of other languages within a formal education setting. However if you wish to use the activities within an informal group or as part of an awareness raising campaign you will only need p9 onwards

Learning resources are not designed for tutors/ educators to advise their participants on specific cases; where necessary participants should be directed to the appropriate advice agency.

|Unit/Activity name |Unit/ Activity focus |Consumer education objectives |Literacy, language and numeracy |Literacy curriculum |ESOL curriculum refs|Numeracy curriculum |Functional skills |

| | | |objectives |refs | |refs |standards |

|Unit 2 |Calculate and compare range of |Plan ahead to anticipate possible |Estimate distance | | |MSS1/L1.5 |Maths L1 |

|Activity 5 |costs |future costs for running a car and | | | | | |

|Budgeting to run a car | |compare with cost of using public |Work out ratio and direct | | |N1/L1.7 | |

| | |transport |proportion | | | | |

| | | | | | | | |

| | | |Carry out calculations using | | |N1/L1.3 | |

| | | |efficient methods | | | | |

Buying and running a car: Unit 2 Activity 4 Car game

|RESOURCES AND PREPARATION |

|Before the session: |

|Buying and running a car: Unit 2 Activity 4a Car game instructions: copy two sets for each group |

|Buying and running a car: Unit 2 Activity 4b Car game car cards: copy, laminate and cut up one set for each group |

|Buying and running a car: Unit 2 Activity 4c Car game hazard and expense cards: copy, laminate and cut up one set for each group |

|Buying and running a car: Unit 2 Activity 4d Car game information pack: copy two sets for each group |

|Buying and running a car: Unit 2 Activity 4e Car game record sheet: one copy for each learner |

|Buying and running a car: Unit 2 Activity 4f Car game board: copy and laminate one for each group |

|Buying and running a car: Unit 2 Activity 4g Car game spinner: copy, cut out and laminate one for each group. Put a pen or pencil through the centre to make it spin |

|A calculator and a counter for each learner |

|Pencils |

|LITERACY AND LANGUAGE FOCUS |

SUGGESTED PROCEDURE

• Set context by eliciting ideas on how much learners think it costs to run a car each year.

• Explain to learners that they are going to play a board game which will give them a good idea of all the actual costs involved annually in running a car.

• Divide learners into pairs and give each pair a copy of Buying and running a car: Unit 2 Activity 4a Car game instructions.

• Set up one board game and ask for three volunteers to play with you. Ask the rest of the group to stand around the table and take turns to read out each stage of the instructions. Check understanding by asking concept questions e.g.

– What information do we need to record now?

– Where do we record the petrol costs etc?

• Follow the instructions with the volunteers, highlighting important steps to remember.

• When you feel the group has got a good understanding of how to play the game and record information on the Buying and running a car: Unit 2 Activity 4e Car game record sheet, divide learners into groups to play the game. Depending on the time available and the level of the group, the game can either be played until everyone has completed one circuit of the board or for a set number of minutes.

• When everyone has finished playing the game, ask learners to discuss and answer the questions at the end of the instructions.

• Take whole group feedback on answers and highlight the important considerations regarding running costs.

Buying and running a car: Unit 2 Activity 5 Budgeting to run a car

|RESOURCES AND PREPARATION |

|Before the session: |

|Each group of learners needs to use a completed Buying and running a car: Unit 2 Activity 4e Car game record sheet from Activity 4 |

|NUMERACY FOCUS |

SUGGESTED PROCEDURE

• Divide learners into four groups. Ask each group to select one of the completed Unit 2 Activity 4e Car game record sheets and ask learners to summarise the costs under the following headings:

a) Road tax

b) Annual insurance

c) Breakdown cover

d) Petrol

e) Expenses (maintenance costs excluding annual service charge plus parking fees)

f) Hazards (unforeseen costs)

g) Annual service charge

h) MOT

• Ask learners to identify the key factors which impacted on the total running costs for their particular car e.g. low miles per gallon, high annual service costs.

• Learners then estimate how many miles they drive (or might drive) on average each week if/ when they get a car, using the car they have chosen from the game.

• Learners then follow these steps to get estimated annual petrol costs:

– Multiply estimated miles travelled per week by four to get a rough figure for the month

– Use the mpg rating of your car to work out approximately how many gallons of petrol you would need to buy each month

– Multiply number of gallons by 4.5 to convert this to number of litres you need to buy per month

– Multiply by cost of petrol per litre to get cost of petrol per month

– Multiply by 12 to get annual petrol cost.

Example:

Estimated miles per week: 80

Estimated miles per month = 80 × 4 = 320

Chosen car mpg e.g. 61 mpg

Gallons of petrol needed = 320 ÷ 61 = 5.25 gallons ≈ 5 gallons

Litres of petrol needed: 5 gallons × 4.5 = 22.5 litres

Cost of petrol per month = 22.5 × £1.08 (cost per litre) = £24.30

Annual cost: £24.30 × 12 = £291.60

• Ask for feedback from the different groups and identify who would have the estimated highest and lowest fuel bills and the reasons why e.g. is it to do with the annual mileage or the fuel efficiency of the car or both?

• Ask learners to plot dual bar charts showing:

a) annual cost of petrol and annual mileage

b) annual cost of petrol and fuel consumption.

• Have a group discussion on the results.

|Ideas for Level 2 and/ or extension activities |

|1. Comparing cost of petrol with cost of public transport for the same journey |

|Divide learners into groups and ask them to choose a place anywhere in the UK they would like to travel to together by car. |

|Each group uses a map to estimate mileage. |

|Learners then compare their estimated mileage with mileage given using an online route/ journey planner. Learners adjust their mileage if necessary. |

|Ask learners to calculate and record the cost of petrol for their journey using the car details given, or using a car owned by anyone in their group, or a car they choose they would like to use. |

|Each group then needs to plan the same journey by public transport. They can use a range of reference sources to get the information they need e.g. internet, telephone, brochures etc. |

|Each group then presents their main findings to the whole group. |

|Follow with a discussion around the important factors to consider e.g. other running costs of car, problems with traffic and parking, reliability of public transport, difficulty of using publictransport (number of |

|changes/ waiting times), number of passengers, green issues etc. |

| |

|2. Comparison with public transport costs |

|Ask learners to choose a car make, model and year that they are interested in. They need to use their Buying and running a car: Unit 2 Activity 4e Car game record sheet for their chosen car and substitute their estimated |

|annual petrol costs into the totals table for the game (which includes all other expenses and running costs from the game) and recalculate the total. |

|Learners then divide by 12 to calculate average monthly expenditure. |

|Ask learners to keep a running total of public transport costs for a month if possible (or a week if not). |

|Compare monthly costs of running a car with monthly cost of using public transport and report back in a subsequent lesson. |

|See |

|.uk/yourmoney/everyday_money/guides/buying_a_car.aspx |

|for further guidance and resources on car running costs. |

Car game instructions

This is a game for up to 4 players or teams.

|To play the game you need: |Each player needs: |

|Car game board |A car card |

|Dice |A car game information pack |

|4 different coloured counters |A car game record sheet |

|Hazard and expense cards |A pencil |

| |A calculator |

Aim of the game: This game will help you to get a good idea of the actual costs for running a car for a year and some of the expenses which really make a difference. The aim of the game is to complete one round of the board spending as little as possible. The winner is the person who spent the least.

Before you start:

a) Choose a car (A, B, C or D) and circle the one you have chosen on your Car game record sheet.

b) Decide which type of car user you are going to be – occasional, regular or heavy and tick this on your Car game record sheet.

c) Work out your insurance for the year (see information pack for details) and record the price in the insurance row of the Total annual costs box on your Car game record sheet.

d) Decide whether you want to take out optional breakdown cover (see information pack for details). If you do, record the price in the correct row of the Total annual costs box on your Car game record sheet.

How to play: Place a coloured counter, to represent your car, on the start square. Take it in turns to roll the dice and move around the board. If you throw a 6 you do not get an extra go.

|Pit stops: Each time you land on or pass over a pit stop, use the information pack to work out and record this annual expense in the Total |

|annual costs box on your Car game record sheet. |

|Hazards: If you land on a Hazard square, take a Hazard card and read it aloud. Record any expenses in the Hazards column on your Car game |

|record sheet and replace the card at the bottom of the pile. |

|Expenses: If you land on an Expense square, take an Expense card and read it aloud. Record any expenses in the Expenses column on your Car |

|game record sheet and replace the card at the bottom of the pile. |

|Fuel: If you land on a Fuel square, everyone needs to work out and record their fuel costs. Use your car card to do this: |

|spin the mileage spinner to find out how many miles you all need to drive |

|based on the miles per gallon (mpg) your vehicle does, calculate how many gallons of fuel you need to buy (round up to the nearest whole |

|gallon) |

|use the fuel price information to calculate the cost of your fuel (remember to select the right type of fuel for your vehicle) |

|record your costs in the fuel column on your Car game record sheet. |

When everyone has completed one circuit, total up and compare your running costs. Remember to adjust your fuel costs depending on what type of user you are. Who is the winner?

• Who had the least and most expensive car to run?

• What made the most difference to the running costs?

• How much do these costs work out to be on average per week?

• How does the average weekly cost of running a car compare to using alternatives such as public transport, walking, bicycle, car clubs etc?

• What have you learned from playing this game

Car A: Nifty little runner

• 3 door hatchback, 1.2 litre engine, 1998, 104,000 miles, good condition

• Running costs

|Fuel consumption |41 mpg |

|Fuel type |Unleaded |

|CO2 emissions |110 - 162 g/km |

|Insurance group |3 |

|Vehicle tax |£125 |

Car B: Fun, funky and green city car

• 2 door, 700cc engine, 2001, 55,000 miles, vgc.

• Running costs

|Fuel consumption |58 mpg |

|Fuel type |Unleaded |

|CO2 emissions |88 - 124 g/km |

|Insurance group |4 |

|Vehicle tax |C |

Car C: Big, strong and practical family car

• 5 door estate, 1.8 litre engine, 2006, 117,000 miles, vgc

• Running costs

|Fuel consumption |37 mpg |

|Fuel type |Unleaded |

|CO2 emissions |115 - 181 g/km |

|Insurance group |7 |

|Vehicle tax |I |

•

Car D: Big on quality and big on style

• 4 door saloon, 3.0T litre engine, 2009, 8,910 miles, excellent condition

•

• Running costs

|Fuel consumption |29 mpg |

|Fuel type |Diesel |

|CO2 emissions |225 g/km |

|Insurance group |16 |

|Vehicle tax |K |

|Hazard |Hazard |

|You are late back to your |You get a puncture and you |

|car and you have to pay a parking fine of: £60 |need a new tyre. |

| |The bill with fitting and |

| |balancing is: £43 |

|Hazard |Hazard |

|You damage your car while |You have an accident in |

|parking in a car park. |your car. You are covered by insurance but have to pay the excess: £250 |

|The best quote for | |

|repairs is: £450 | |

|Hazard |Hazard |

|Your car breaks down on the motorway. If you have breakdown cover you do |You are caught speeding |

|not need to pay. |and have to pay a fine |

|If you do not have breakdown |of £60. You also get |

|cover you need to pay for a mechanic to tow you to the nearest garage and |3 points on your licence. |

|repair your car. | |

|Total cost: £250 | |

|Expense |Expense |

|Your brakes are not working |You need new wipers, a new headlamp and a new brake light. |

|well so you go to the local |The garage charges |

|garage. You need new front |you £88 including VAT for |

|brake discs. The total cost |parts and labour. |

|for parts, labour and VAT | |

|is: £114 | |

|Expense |Expense |

|You have to drive into central London. Pay the congestion |You have to pay for parking |

|charge of £8 (unless you |for the day: £7.50 |

|have an alternative fuel car | |

|which is free). | |

|Expense |Expense |

|You have to pay for parking |You need a new car battery. |

|for the day: £15 |The cost including labour |

| |and VAT is £93 |

Car game information pack

Use the information on this handout to find and

record your expenses.

BEFORE YOU START

Insurance costs

Insurance costs vary a lot according to factors such as car insurance group and the driver’s age, experience and insurance history. For the car game, base the insurance cost on the car insurance group and your age group only.

The costs in the table below are for comprehensive insurance for drivers aged over 30 with 5 years no claims bonus and an immobiliser fitted. There is a voluntary excess of £250.

|Insurance group |Cost of insurance |

|1-2 |£136 |

|3-4 |£147 |

|5-6 |£167 |

|7-8 |£186 |

|9-10 |£207 |

|11-12 |£229 |

|13-14 |£260 |

|15-16 |£295 |

• For a driver aged below 21: multiply the costs by 5

• For a driver 21-25: multiply the costs by 3

• For a driver aged 26-29: multiply the costs by 2

• For a driver aged 30 or over: just use the cost from the table.

Optional car breakdown cover

Breaking down is a major inconvenience to anyone, and without adequate breakdown insurance it can be very costly. Today, there are a whole host of breakdown and recovery companies offering varying levels of cover. To help you, we have compiled a complete breakdown and recovery comparison guide, giving you all the information you need to make an informed choice.

| |

|Assist roadside |

|Recover vehicle |

|Onward travel |

|Assist Europe |

|Assist home |

|No claims discount |

|Price |

| |

|Level 1 |

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|x |

|x |

|x |

|x |

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|£20 |

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|Level 2 |

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|x |

|x |

|x |

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|£46 |

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|Level 3 |

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|x |

|x |

|x |

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|£48 |

| |

|Level 4 |

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|[pic] |

|x |

|x |

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|£59 |

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|Level 5 |

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|£119 |

| |

| |

| |

Fuel prices

Use this table and current local fuel prices to work out your fuel costs.

Conversion table:

|Litres |Gallons | |Litres |Gallons |

|4.55 |1 | |1 |0.22 |

|9.09 |2 | |2 |0.44 |

|13.64 |3 | |3 |0.66 |

|18.18 |4 | |4 |0.88 |

|22.73 |5 | |5 |1.10 |

|27.28 |6 | |6 |1.32 |

|31.82 |7 | |7 |1.54 |

|36.37 |8 | |8 |1.76 |

|40.91 |9 | |9 |1.98 |

|45.46 |10 | |10 |2.20 |

Pit stop 1: Vehicle tax for cars Calculate the cost of your vehicle tax using the information below: As from April 2010 there are ‘first-year vehicle tax rates’ for brand new cars but this cost is included in the price of the vehicle. From the second tax disc onwards car owners then pay the standard rate.

Standard vehicle tax rates for cars registered before 1 March 2001: These rates are based on engine size.

|Engine size (cc) |2012-13 |

|Not over 1549 |£135 |

|Over 1549 |£220 |

|Standard vehicle tax rates for cars registered on or after 1 March | Alternative fuel cars: i.e. |

|2001: These rates are split into 13 bands based on CO2 emissions. |- gas-propelled |

| |- petrol + gas or |

| |- electricity + petrol/diesel. |

|Band |CO2 (g/km) |2012-13 | |Band |CO2 (g/km) |2012-13 |

| | |standard rate | | | |alternative |

| | | | | | |fuel rate |

|B |101-110 |£20 | |B |101-110 |£10 |

|C |111-120 |£30 | |C |111-120 |£20 |

|D |121-130 |£100 | |D |121-130 |£90 |

|E |131-140 |£120 | |E |131-140 |£110 |

|F |141-150 |£135 | |F |141-150 |£125 |

|G |151-165 |£170 | |G |151-165 |£160 |

|H |166-175 |£195 | |H |166-175 |£185 |

|I |176-185 |£215 | |I |176-185 |£205 |

|J |186-200 |£250 | |J |186-200 |£240 |

|K* |201-225 |£270 | |K* |201-225 |£260 |

|L |226-255 |£460 | |L |226-255 |£450 |

|M |Over 255 |£475 | |M |Over 255 |£465 |

*Band K includes cars that have CO2 figure over 225g/km but were registered before 23 March 2006.

Pit stop 2: MOT test fees

The current maximum MOT test fee for cars (up to 8 passenger seats) is:

Class 4

|Vehicle type |Age first test certificate required (years) |Fee |

|Cars (up to 8 passenger seats) |3 |£54.85 |

Remember:

• garages may charge less than this for an MOT

• new cars (under 3 years old) do not need an MOT

Pit stop 3 - Annual service charges:

|Car A: Nifty little runner |£272 |

|Car B: Fun, funky and green city car |£129 |

|Car C: Big, strong and practical family car |£309 |

|Car D: Big on quality and big on style |£296 |

|For additional information |

|Vehicle tax |

|See: |

|postoffice.co.uk/counter-services/licences-vehicle-tax/vehicle-tax |

| |

|CO2 emissions |

|To find out the CO2 emissions of your car, you can either: |

|check your registration certificate (V5C) |

Car game record sheet Name ……………………………………………………………… Car selected (circle one): A B C D Type of car user (tick one): Occasional ___ Regular ___ Heavy ___

|Number |Number |Fuel cost | |Hazards |Expenses £ |

|of miles |of gallons |£ | |£ | |

| | | | | | |

| | | | | | |

| | | | | | |

| | | | | | |

| | | | | | |

| | | | | | |

|Total* |£ | |Total:£ |Total:£ |

|*Instructions for fuel costs at the end of the game |

|Occasional users: multiply the fuel total above by 2 |

|Regular users: multiply the fuel total above by 3 |

|Heavy users: multiply the fuel total above by 5 |

|Total annual costs |Total amount £ |

|Optional breakdown cover | |

|Vehicle tax | |

|Insurance | |

|MOT | |

|Annual service | |

|Hazards | |

|Expenses | |

| Fuel | |

|Total annual running costs | |

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#

#

|Fuel |Pence per |Pence |

| |litre |per gallon |

|Unleaded | 138.5 | 629.6 |

|Diesel |145.5 |661.46 |

|LPG |78.2 | 355.5 |

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[pic]Buying and running a car

Buying and running a car

Buying and running a car

Buying and running a car

Buying and running a car

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