Florida Wholesale Rate Sheet - Newrez
[Pages:13]Effective Fri 02/04/2022 9:54 AM EST
Florida Wholesale Rate Sheet
Improved pricing on loan amounts from $300,000 to the conforming limit! Purchase Special available on Conventional & Government! Government FICOs down to 580! Smart Series Non-QM & Jumbo Series are Back!
Please Note: Rate Sheets are provided for pricing purposes only and do not necessarily reflect product eligibility or availability. Please refer to the Product Guidelines located in the NewRez Lending Library in order to determine product eligibility and/or availability for a given loan scenario.
TABLE OF CONTENTS
Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13
FHA, VA, & USDA - Fixed, ARM, and Jumbo Fannie Mae - Fixed Conforming and High Balance Products Freddie Mac - Fixed Conforming and Super Conforming Products Fannie Mae - HomeReadyTM Fixed and ARM Products Fannie Mae - HomeReadyTM High Balance Fixed and ARM Products Freddie Mac - Home Possible Fixed and ARM Products Fannie Mae - ARM Conforming and High Balance Products Freddie Mac - ARM Conforming and Super Conforming Products Smart Series - Non-QM Products Dream Big Jumbo Jumbo Series D Jumbo Series I
MARKET MOVEMENTS
Rate
Today's Price Pricing Change
Conventional 30yr Fixed
4.250
(2.953)
0.000
4.125
(2.430)
0.000
Conventional 15yr Fixed
3.990
(3.165)
0.000
3.875
(2.843)
0.000
Conforming 5-6 SOFR ARM (2-1-5)
3.000
1.042
0.000
2.875
1.336
0.000
**Market movement is a result of 30-day current pricing
compared to the most recent rate sheet released.**
Bracketed Pricing Changes and green arrows indicate improved pricing.
Rate
Today's Price
Pricing Change
FHA 30yr Fixed
3.750
(2.939)
0.000
3.625
(2.560)
0.000
VA 30yr Fixed
4.000
(3.123)
0.000
3.875
(2.766)
0.000
LOCK POLICIES
Hours: Price release ? 6:59 AM EST on the following business day Pricing on-line: In order to lock prior to loan submission, 3.2 file must be uploaded via our website,
In order to remian locked, a full file must be submitted within 10 days for a 30-day lock, 15 days for a 45-day lock, or 20 days for a 60-day lock or greater.
Lock Extension Info
1st-3rd Extension - 2 bps/day 4th Extension or more - 4 bps/day
Extended loans cannot expire on a weekend or holiday.
Max number of days to extend is 45 days per request.
Expiration Dates
7 Day Extension 15 Day Lock/Extension 30 Day Lock/Extension 45 Day Lock/Extension 60 Day Lock 90 Day Lock
2/11/2022 2/21/2022 3/7/2022 3/21/2022 4/5/2022 5/5/2022
Relock Policy
Pricing is based on worst case pricing: current market vs locked less a relock fee.
15 Day Cost < 3 Prior Ext
0.300
3 Prior Ext.
0.600
30 Day Cost < 3 Prior Ext
0.600
3 Prior Ext.
1.200
45 Day Cost < 3 Prior Ext
0.900
3 Prior Ext.
1.800
If the market has improved by more than 50 bps and the loan is closing within 15 days, the relock fee will be waived on 15 day relocks only. (Other restrictions may apply.)
GENERAL INFORMATION
Fee Info
Lender Fees - Conforming, Government & Jumbo
$995
1 Unit
Lender Fees - Smart Series
$1,295
2 Unit
Lender Fees - FHA Streamline & VA IRRRL
$495
3 Unit
4 Unit
Desk Review - LA $1MM-$1.5MM
$200
Desk Review - Transferred Appraisal
$200
Risk Report - Transferred Appraisal
$25
Flood Fee (excluded from No Lender Fee Calculation)
$6
Tax Service Fee (excluded from No Lender Fee Calculation)
$80
**Lender fees must be included in block one of the initial LE.
No Lender Fee options are available through the pricing engine online.
Agency Loan Limits
Mortgagee Clause (Wholesale) NewRez LLC ISAOA ATIMA PO Box 7050 TROY, MI 48007-7050
$647,200 $828,700 $1,001,650 $1,244,850
CORPORATE CONTACTS
NewRez
(888) 988-1695
GoNewRez@
Fax
(484) 594-1998
Website
Lock Desk
LockRequest@
* Rates are subject to change without notice
**Additional products, not on the rate sheet, are available through the portal. Contact your Relationship Manager for more details.
Page 1
Florida Wholesale Rate Sheet
as of 2/4/2022 9:54 AM
Government Products
4.500 4.375 4.250 4.125 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
FHA 30 Yr Fixed
15 Day
30 Day
45 Day
(4.700)
(4.572)
(4.473)
(4.395)
(4.267)
(4.169)
(4.122)
(3.979)
(3.865)
(3.802)
(3.659)
(3.545)
(3.456)
(3.313)
(3.199)
(3.099)
(2.956)
(2.842)
(3.082)
(2.939)
(2.825)
(2.704)
(2.560)
(2.447)
(2.303)
(2.159)
(2.046)
(1.893)
(1.750)
(1.636)
(1.535)
(1.422)
(1.339)
(1.105)
(0.991)
(0.908)
(0.661)
(0.548)
(0.465)
(0.647)
(0.534)
(0.451)
(0.219)
(0.106)
(0.023)
0.242
0.355
0.438
0.828
0.941
1.025
1.293
1.406
1.490
1.753
1.866
1.949
2.225
2.338
2.421
6.072
6.102
6.102
6.546
6.576
6.576
6.574
6.604
6.604
7.010
7.040
7.040
7.484
7.514
7.514
60 Day
3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.875 1.750
FHA 15 Yr Fixed
15 Day (1.453)
30 Day (1.394)
45 Day (1.365)
(1.155)
(1.095)
(1.066)
(0.829) (0.487) (0.916)
(0.770) (0.428) (0.791)
(0.741) (0.399) (0.696)
(0.579) (0.217) 0.159
(0.454) (0.092) 0.285
(0.359) 0.003 0.380
0.548 1.208 1.601
0.673 1.319 1.711
0.768 1.399 1.792
2.001 2.409
2.112 2.519
2.192 2.600
3.264
3.375
3.455
3.675
3.785
3.866
4.089 4.507
4.200 4.617
4.281 4.698
60 Day
3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
VA High Balance 30 Yr Fixed
15 Day (1.654)
30 Day (1.511)
45 Day (1.397)
(1.244)
(1.101)
(0.987)
(0.699) (0.268)
(0.586) (0.155)
(0.503) (0.072)
0.175
0.288
0.371
0.189 0.617
0.302 0.730
0.385 0.813
1.078
1.191
1.274
1.633 2.098
1.746 2.211
1.830 2.295
2.558
2.671
2.754
3.030 7.033
3.143 7.063
3.226 7.063
7.507
7.537
7.537
7.535 7.971
7.565 8.001
7.565 8.001
8.445
8.475
8.475
60 Day
FHA 5-1 ARM High Balance (1-1-5 Caps)
4.125
15 Day (1.142)
30 Day (0.992)
45 Day (0.842)
60 Day
4.000
(0.768)
(0.618)
(0.468)
3.875 3.750
(0.388) (0.000)
(0.238) 0.150
(0.088) 0.300
3.625
(0.779)
(0.629)
(0.479)
3.500 3.375
(0.340) 0.107
(0.190) 0.257
(0.040) 0.407
3.250
0.563
0.713
0.863
3.125 3.000
(0.277) 0.173
(0.127) 0.323
0.023 0.473
2.875
0.632
0.782
0.932
2.750
1.098
1.248
1.398
4.500 4.375 4.250 4.125 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.875 1.750
4.125 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.875 2.750
VA 30 Yr Fixed
15 Day
30 Day
45 Day
(4.510)
(4.382)
(4.283)
(4.205)
(4.077)
(3.979)
(3.932)
(3.789)
(3.675)
(3.612)
(3.469)
(3.355)
(3.266)
(3.123)
(3.009)
(2.909)
(2.766)
(2.652)
(2.892)
(2.749)
(2.635)
(2.514)
(2.370)
(2.257)
(2.113)
(1.969)
(1.856)
(1.703)
(1.560)
(1.446)
(1.345)
(1.232)
(1.149)
(0.915)
(0.801)
(0.718)
(0.471)
(0.358)
(0.275)
(0.457)
(0.344)
(0.261)
(0.029)
0.084
0.167
0.432
0.545
0.628
1.018
1.131
1.215
1.483
1.596
1.680
1.943
2.056
2.139
2.415
2.528
2.611
6.262
6.292
6.292
6.736
6.766
6.766
6.764
6.794
6.794
7.200
7.230
7.230
7.674
7.704
7.704
60 Day
VA 15 Yr Fixed
15 Day (1.013)
30 Day (0.954)
45 Day (0.925)
(0.715)
(0.655)
(0.626)
(0.389) (0.047) (0.476)
(0.330) 0.012 (0.351)
(0.301) 0.041 (0.256)
(0.139) 0.223 0.599
(0.014) 0.348 0.725
0.081 0.443 0.820
0.988 1.648 2.041
1.113 1.759 2.151
1.208 1.839 2.232
2.441 2.849
2.552 2.959
2.632 3.040
3.704
3.815
3.895
4.115
4.225
4.306
4.529 4.947
4.640 5.057
4.721 5.138
60 Day
FHA 5-1 ARM (1-1-5 Caps)
15 Day 0.118
30 Day 0.268
45 Day 0.418
0.492
0.642
0.792
0.872 1.260
1.022 1.410
1.172 1.560
0.481
0.631
0.781
0.920 1.367
1.070 1.517
1.220 1.667
1.823
1.973
2.123
0.983 1.433
1.133 1.583
1.283 1.733
1.892
2.042
2.192
2.358
2.508
2.658
60 Day
4.500 4.375 4.250 4.125 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
USDA 30 Yr Fixed
15 Day
30 Day
45 Day
(4.560)
(4.432)
(4.333)
(4.255)
(4.127)
(4.029)
(3.982)
(3.839)
(3.725)
(3.662)
(3.519)
(3.405)
(3.316)
(3.173)
(3.059)
(2.959)
(2.816)
(2.702)
(2.942)
(2.799)
(2.685)
(2.564)
(2.420)
(2.307)
(2.163)
(2.019)
(1.906)
(1.753)
(1.610)
(1.496)
(1.395)
(1.282)
(1.199)
(0.965)
(0.851)
(0.768)
(0.521)
(0.408)
(0.325)
(0.507)
(0.394)
(0.311)
(0.079)
0.034
0.117
0.382
0.495
0.578
0.968
1.081
1.165
1.433
1.546
1.630
1.893
2.006
2.089
2.365
2.478
2.561
6.212
6.242
6.242
6.686
6.716
6.716
6.714
6.744
6.744
7.150
7.180
7.180
7.624
7.654
7.654
60 Day
3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
FHA High Balance 30 Yr Fixed
15 Day (1.404)
30 Day (1.261)
45 Day (1.147)
60 Day
(0.994)
(0.851)
(0.737)
(0.449) (0.018) 0.425
(0.336) 0.095 0.538
(0.253) 0.178 0.621
0.439 0.867 1.328
0.552 0.980 1.441
0.635 1.063 1.524
1.883 2.348 2.808
1.996 2.461 2.921
2.080 2.545 3.004
3.280 7.283
3.393 7.313
3.476 7.313
7.757
7.787
7.787
7.785
7.815
7.815
8.221 8.695
8.251 8.725
8.251 8.725
4.125 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.875 2.750
VA 5-1 ARM (1-1-5 Caps)
15 Day 0.268
30 Day 0.418
45 Day 0.568
0.642
0.792
0.942
1.022 1.410
1.172 1.560
1.322 1.710
0.631
0.781
0.931
1.070 1.517
1.220 1.667
1.370 1.817
1.973
2.123
2.273
1.133 1.583
1.283 1.733
1.433 1.883
2.042
2.192
2.342
2.508
2.658
2.808
60 Day
VA 5-1 ARM High Balance (1-1-5 Caps)
4.125
15 Day (1.392)
30 Day (1.242)
45 Day (1.092)
60 Day
4.000
(1.018)
(0.868)
(0.718)
3.875 3.750
(0.638) (0.250)
(0.488) (0.100)
(0.338) 0.050
3.625
(1.029)
(0.879)
(0.729)
3.500 3.375
(0.590) (0.143)
(0.440) 0.007
(0.290) 0.157
3.250
0.313
0.463
0.613
3.125 3.000
(0.527) (0.077)
(0.377) 0.073
(0.227) 0.223
2.875
0.382
0.532
0.682
2.750
0.848
0.998
1.148
Loan Level Price Adjustments
Loan Amount
15yr Term) Escrow Waiver (Full or Taxes Only)
Misc Adjusters
Escrow Waiver (Insurance Only) Manufactured Home (High Bal Excluded)
90 Day Lock (FRM Only)
No Lender Fee options are available through the pricing engine online.
60 60.01 - 70 70.01 - 75 75.01 - 80 80.01 - 85 85.01 - 90 90.01 - 95 95.01 - 97
60 60.01 - 75 75.01 - 80 80.01 - 85
< 620 NA NA NA NA NA NA NA NA
620 - 639 1.000 1.300 1.230 2.630 0.490 1.250 1.530 1.820
NA
0.780
NA
2.430
NA
5.470
NA
8.420
NA
1.920
NA
5.140
NA
6.790
NA
8.760
> 85 1.000 2.000 720 0.375 0.625 0.875 1.125 2.125 3.375 4.125 1.125 1.625 2.125 3.375 4.125 C/O Refi.
1.250 1.500 1.750
0.750 0.100 0.000 1.000 0.500
Loan Amount 20 Yr Term
85 85.01 - 90 90.01 - 95 95.01 - 97
LTV
CLTV
< 720
65
80.01 - 95
0.500
65.01-75
80.01 - 95
0.750
75.01-95
90.01 - 95
1.000
75.01-90
76.01 - 90
1.000
95
95.01 - 97
1.500
ALL
ALL
0.375
2-4 Units
Attached Condo > 75 LTV (>15yr Term)
Manufactured Home
Adjustments Applied after Cap Escrow Waiver (Full or Taxes Only)
Manufactured Home
60 Day
4.000 3.990 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250
60 60.01 - 70 70.01 - 75 75.01 - 80 80.01 - 85 85.01 - 90 90.01 - 95 95.01 - 97
60 60.01 - 75 75.01 - 80
< 620 NA NA NA NA NA NA
NA NA NA NA
NA NA NA NA
720 0.250 0.500 0.750 0.750 1.500 0.375 1.000 0.750 0.500
0.100 0.500
620 - 639 1.000 1.300 0.490 1.250 1.530 1.820
0.780 2.430 5.470 6.320
1.920 5.140 5.810 6.660
Loan Amount 80%
Adjustment Caps
1.500
< 680
> 80%
1.500
All
80%
*Some adjustment details may not appear when pricing through the portal, however the final price will match the rate sheet.
No Lender Fee options are available through the pricing engine online.
Max YSP
-6.000
45
85.01 - 90 90.01 - 95
95.01 - 97
< 620 NA NA NA NA NA NA
620 - 639 1.000 1.300 0.490 1.250 1.530 1.820
640 - 659 0.950 1.300 0.440 1.010 1.270 1.600
660 - 679 0.950 1.300 0.420 0.890 1.120 1.420
680 - 699 0.650 1.000 0.380 0.750 1.000 1.240
700 - 719 0.400 1.000 0.300 0.620 0.720 1.060
720 - 739 0.300 0.700 0.220 0.500 0.570 0.760
740 - 759 0.200 0.500 0.170 0.390 0.440 0.620
760-779 0.120 0.500 0.110 0.280 0.350 0.380
780-799 0.110 0.500 0.110 0.280 0.350 0.380
Lender Paid MI
85
NA
Adj.
LTV Adjusters 20 Yr Term
85.01 - 90
NA
90.01 - 95
NA
95.01 - 97
NA
0.780 2.430 5.470 6.320
0.680 2.210 4.930 5.690
0.640 2.020 4.490 5.150
0.520 1.540 3.420 3.860
0.480 1.270 2.710 3.060
0.480 1.140 2.350 2.650
0.480 0.910 1.860 2.080
0.480 0.690 1.270 1.410
0.480 0.620 1.120 1.410
85
NA
> 20 Yr Term
85.01 - 90
NA
90.01 - 95
NA
95.01 - 97
NA
1.920 5.140 5.810 6.660
1.790 4.700 5.270 6.040
1.610 4.420 4.830 5.490
1.210 3.210 3.660 4.110
1.020 2.640 2.950 3.300
0.890 2.190 2.510 2.810
0.760 1.790 2.010 2.230
0.620 1.250 1.430 1.570
0.620 1.110 1.210 1.490
Subordinate Financing Excludes Community Seconds?
LTV 65 65.01-75 75.01-95 75.01-90 95 ALL Products
High Balance Adjustments
ALL
ARMs
(in addition to HB Adjustments listed
above)
CLTV
80.01 - 95 80.01 - 95 90.01 - 95 76.01 - 90 95.01 - 97
ALL
LTV 75 90
< 720
720
0.500
0.250
0.750
0.500
1.000
0.750
1.000
0.750
1.500
1.500
0.375
0.375
Purch & R/T Refi
0.500
0.750 1.000
0.750
1.500
1.750
Loan Amount
High Balance
620-639 -0.500
High Balance
620-639 -0.250
640-659 -0.500
Purchase FICO/Loan Size Adjustments - Applied After Cap
660-679
680-699
700-719
720-739
-0.500
-0.650
-0.650
-0.900
740-759 -0.900
640-659 -0.250
Refinance FICO/Loan Size Adjustments - Applied After Cap
660-679
680-699
700-719
720-739
-0.250
-0.400
-0.400
-0.650
740-759 -0.650
760-779 -0.900
760-779 -0.650
60 Day
760 0.000 0.250 0.250 0.500 0.250 0.250 0.250 0.750
NA NA NA
800 0.100 0.500 0.110 0.280 0.350 0.380 0.480 0.620 1.080 1.410 0.620 1.060 1.120 1.450
780+ -1.000
780+ -0.750
Misc Adjusters
2-4 Units Attached Condo > 75 LTV (>15yr Term)
Manufactured Home
1.000 0.750 0.500
Adjustments Applied after Cap Escrow Waiver (Full or Taxes Only)
Manufactured Home
Adjustment Caps
0.000 1.500 1.500
FICO 680 < 680
All
0.100 0.500
LTV > 80% > 80% 80%
*Some adjustment details may not appear when pricing through the portal, however the final price will match the rate sheet.
No Lender Fee options are available through the pricing engine online.
Max YSP
-6.000
Florida Wholesale Rate Sheet
5.000 4.990 4.875 4.750 4.625 4.500 4.375 4.250 4.125 4.000 3.990 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250
FHLMC Home Possible? 30 Yr Fixed
15 Day
30 Day
45 Day
(5.632)
(5.477)
(5.352)
(5.597)
(5.442)
(5.317)
(5.263)
(5.108)
(4.983)
(4.886)
(4.731)
(4.606)
(4.464)
(4.309)
(4.184)
(3.974)
(3.819)
(3.694)
(3.509)
(3.369)
(3.260)
(3.092)
(2.953)
(2.844)
(2.569)
(2.430)
(2.320)
(2.005)
(1.842)
(1.729)
(2.029)
(1.866)
(1.733)
(1.569)
(1.406)
(1.273)
(1.057)
(0.894)
(0.762)
(0.517)
(0.394)
(0.300)
(0.014)
0.110
0.203
0.522
0.646
0.739
1.104
1.228
1.322
1.560
1.676
1.762
2.127
2.243
2.329
2.121
2.237
2.322
2.725
2.841
2.927
3.404
3.520
3.605
4.199
4.315
4.401
5.124
5.240
5.326
6.068
6.184
6.270
7.007
7.123
7.209
FHLMC Home Possible? 15 Yr Fixed
15 Day
30 Day
45 Day
60 Day 60 Day
5.000 4.990 4.875 4.750 4.625 4.500 4.375 4.250 4.125 4.000 3.990 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250
FHLMC Home Possible? Products
FHLMC Home Possible? 25 Yr Fixed
15 Day
30 Day
45 Day
(5.600)
(5.445)
(5.320)
(5.565)
(5.410)
(5.285)
(5.239)
(5.084)
(4.959)
(4.882)
(4.727)
(4.602)
(4.464)
(4.309)
(4.184)
(3.974)
(3.819)
(3.694)
(3.509)
(3.369)
(3.260)
(3.092)
(2.953)
(2.844)
(2.569)
(2.430)
(2.320)
(1.987)
(1.839)
(1.729)
(1.984)
(1.821)
(1.688)
(1.540)
(1.377)
(1.244)
(1.049)
(0.887)
(0.754)
(0.475)
(0.352)
(0.258)
0.013
0.137
0.230
0.541
0.665
0.759
1.112
1.236
1.330
1.613
1.729
1.815
2.146
2.262
2.348
2.133
2.249
2.334
2.750
2.866
2.952
3.418
3.534
3.620
4.190
4.306
4.392
5.098
5.214
5.300
6.024
6.140
6.226
6.945
7.061
7.147
FHLMC Home Possible? 10 Yr Fixed
15 Day
30 Day
45 Day
60 Day 60 Day
4.875 4.750 4.625 4.500 4.375 4.250 4.125 4.000 3.990 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250
as of 2/4/2022 9:54 AM
FHLMC Home Possible? 20 Yr Fixed
15 Day
30 Day
45 Day
(5.419) (5.043) (4.612) (4.118) (3.607) (3.210) (2.880) (2.554) (2.585) (2.163) (1.651) (1.848) (1.438) (0.947) (0.365) 0.324 1.050 1.064 1.631 2.310 3.103 3.930 4.795 5.687
(5.264) (4.888) (4.457) (3.963) (3.468) (3.070) (2.717) (2.391) (2.422) (2.000) (1.488) (1.724) (1.314) (0.823) (0.241) 0.447 1.174 1.180 1.747 2.426 3.219 4.046 4.911 5.803
(5.139) (4.763) (4.332) (3.838) (3.358) (2.961) (2.585) (2.258) (2.290) (1.867) (1.356) (1.630) (1.221) (0.730) (0.147) 0.541 1.268 1.266 1.833 2.511 3.305 4.132 4.996 5.889
60 Day
4.000 3.990 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125
(3.275) (3.224) (2.902) (2.475) (2.023) (2.377) (2.007) (1.592) (1.135) (0.816) (0.757) (0.340) 0.095 0.605 0.938 1.414 1.913 2.434 3.009 3.064 3.636 4.268
(3.216) (3.165) (2.843) (2.415) (1.964) (2.251) (1.882) (1.467) (1.010) (0.706) (0.647) (0.229) 0.205 0.716 1.048 1.525 2.023 2.544 3.120 3.174 3.747 4.379
(3.186) (3.136) (2.814) (2.386) (1.935) (2.156) (1.786) (1.372) (0.914) (0.625) (0.566) (0.148) 0.286 0.796 1.129 1.605 2.104 2.625 3.200 3.255 3.827 4.459
FHLMC Home Possible? 5/6 SOFR ARM (2/1/5)
15 Day
30 Day
45 Day
0.361
0.454
0.517
0.656
0.748
0.811
0.950
1.042
1.104
0.980
1.072
1.134
1.244
1.336
1.398
1.507
1.599
1.660
1.801
1.892
1.953
2.125
2.216
2.276
2.449
2.540
2.600
2.773
2.863
2.922
3.096
3.186
3.245
All Conforming (does not apply to Fixed terms 15yrs)
LTV
Premium Adjusters
Lender Paid MI Adj.
LTV Adjusters
Rate & Term Refi
Manufactured Home
3 - 4 Unit
85
DTI > 45
85.01 - 90 90.01 - 95
95.01 - 97
20 Yr Term
85 85.01 - 90 90.01 - 95 95.01 - 97
Number Of Units
Subordinate Financing Excludes Community Seconds?
Misc Adjusters
> 20 Yr Term
85 85.01 - 90 90.01 - 95 95.01 - 97
LTV
80
80.01 - 85
2 Units
1.000
1.000
3-4 units
1.000
1.500
LTV
CLTV
< 720
75
80
0.500
65
80.01 - 95
0.500
65.01-75
80.01 - 95
0.500
75.01-95
76.01-95
0.500
Attached Condo > 75 LTV (>15yr Term)
Manufacured Home
Adjustments Applied after Cap Escrow Waiver (Full or Taxes Only)
Manufactured Home
60 Day
4.000 3.990 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250 2.125 2.000 1.990 1.875 1.750
3.375 3.250 3.125 3.000 2.990 2.875 2.750 2.625 2.500 2.375 2.250
60 60.01 - 70 70.01 - 75 75.01 - 80 80.01 - 85 85.01 - 90 90.01 - 95 95.01 - 97*
< 620 NA NA NA NA NA NA NA
NA NA NA NA
NA NA NA NA
> 85 1.000 2.000 720 0.500 0.500 0.500 0.500 0.750 0.500
0.100 0.500
620 - 639 1.000 1.300 2.630 0.490 1.250 1.530 1.820
0.780 2.430 5.470 6.320
1.920 5.140 5.810 6.660
Loan Amount 80%
Adjustment Caps
1.500
< 680
> 80%
1.500
All
80%
*Some adjustment details may not appear when pricing through the portal, however the final price will match the rate sheet.
No Lender Fee options are available through the pricing engine online.
Max YSP
-6.000
90 LTV
>= 720 0.250 0.500 0.750 0.375 2.125 3.375 4.125 1.125 1.625 2.125 3.375 4.125 C/O Refi.
2.000 2.250 3.250
NA
1.000 1.000 0.750 0.100 0.000 0.250
No Lender Fee options are available through the pricing engine online.
Loan Amount ................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related download
- new rez mortgagee clause for insuranc
- new rez correspondent lending partner reference guide
- mortgage clause
- ditech correspondent loan transaction information
- u s department of housing and urban development
- loan care new rez mortgagee clause
- newrez llc mortgagee clause
- florida wholesale rate sheet newrez
- title and loss payee information and highlights
- mortgagee clause mimutual mortgage
Related searches
- newrez myloancare make a payment
- florida sales tax rate 2020
- florida state sales tax rate 2020
- contractor rate sheet template
- sales tax rate florida 2021
- florida commercial sales tax rate 2021
- florida sales tax rate for 2021
- consulting rate sheet example
- rate sheet template
- newrez shellpoint mortgage
- newrez online payment
- effective rate to nominal rate calculator