Overview Qualifying Longevity Annuity Contract (QLAC)
The annuity contract must be a fixed-rate deferred income annuity contract. The annuity contract cannot have a liquidity or commutation feature. Income payment options can be single life only, joint life only, single life with cash refund, joint life with cash refund. New York Life requires that joint annuitants be spouses. The issuing company must ................
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