New York Life Secure Term MVA Fixed Annuity IV
applicable after the surrender charge period is over. 1 New York Life Secure Term MVA Fixed Annuity IV is issued by New York Life Insurance and Annuity Corporation (NYLIAC) (a Delaware corporation), 51 Madison Avenue, New York, NY 10010, and is available in jurisdictions where approved. 2 Interest rates are effective annual yields. ................
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