Notice to customers on the No-Frills Account
Notice to customers on the No-Frills Account
ELIGIBILITY
Resident Indians above the age of 18 years are eligible to open the No- Frills Account
GENERAL CONDITIONS FOR NO-FRILLS SAVINGS PRODUCT (URBAN)
All the general terms and conditions applicable to ICICI Bank Savings Accounts (as published at ) for the establishment of a relationship and the opening and operating of accounts are applicable to this account. In addition, the account has the following terms and conditions:
1) Fees and Charges
a) The Quarterly Average Balance (QAB) requirements for the No-Frills Account is NIL.
b) The bank will issue a debit card to the customer, free of cost.
c) The bank will issue one cheque book of 25 leaves per year free. Each additional cheque book (25 leaves) will be charged Rs. 50 (plus taxes, as applicable).
d) Internet Banking facility is not available to the customers
e) Mobile Banking facility is not available to the customers
2) Transaction Charges
a) For No-Frills Account, Upto 12 base branch cash transactions per quarter would be free of charge. Each additional transaction would be charged @ Rs.50 per transaction (Plus taxes, as applicable).
b) Customers may access all ICICI Bank ATMs free of cost.
c) All other banking transaction will attract the normal charges, as applicable. These include transactions involving issuance / revalidation/cancellation of Demand Draft/Pay Order.
The Bank may charge customers such service charges as decided by the Bank from time to time, for any or all`of the facilities provided by the Bank at the
Bank branches, with intimation to the customers.
Any tax or duty by the government imposed on the Bank (directly or indirectly), devolving from the provisions of any of the facilities of the No-Frills Account, shall be debited to the customer’s account
The Bank at its discretion, may revise the fees/charges from time to time. The revised fee/charges will be published at The Bank may not send the intimation on each change individually to customers and expects customers to check the Bank’s website regularly for the change in fees/charges.
If there is any discrepancy between these terms and conditions and those applicable to ICICI Bank Savings Accounts, in connection with the “No-Frills Saving Products (Urban)”, these terms and conditions will be applicable.
*At present, the No_Frills Account is not open to Non-Resident Indians (NRIs) and foreign nationals.
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