Influencing regulators and key stakeholders : Important ...
lenders with no licence to lend into the state in which borrower lived: 21 million unlicensed loans p.a. representing some $9.7 billion dollars p.a. Online unlicensed lenders used by 2.4 million US consumers, primarily the higher risk and more vulnerable borrowers Represents 21% of all payday lending in the US ................
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