Non Predatory Financial Services: The Role of Credit Unions
Non Predatory Financial Services:
The Role of Credit Unions
Nancy Pierce ? Tipton Research Group piercen@ (816) 532-4865 realsolutions.coop
About Credit Unions . . .
Cooperatives: member-owned Field of membership CU locator: Regulated by NCUA and/or state NCUSIF share insurance fund Affected by economic recession May be risk averse ? losses affect all members
Prepaid Cards as Checking Option
Rhonda Drexler, AVP Financial Services rdrexler@ 715-627-4336, Ext. 2234
LOAD -N- GO
?Works like a prepaid debit card ?$2 per month to member ?No set up or reload fee ?Make purchases (signature and PIN) with no transaction fees ?Get cash from ATMs nationwide ?Monthly savings of $9.70 compared to Wal-Mart card ?1591 cards; most with FICA scores ................
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