The following are the Personal documents to be submitted ...



The following are the Personal documents to be submitted for processing the

Housing loan proposal:

1 Home Loan Application form duly filled in.

2. Copy of the employment contract (if the contract is in any language other than English, the same has to be translated in to English and attested by Employer/Indian Embassy).

3. Certified copy the latest salary slips for the past SIX months-to be notarized.

4. Salary certificate/income statement duly attested by Bank of Baroda branch/subsidiary/certified by the competent authority available in the Country may be produced. This may also include Chartered /Certified Accountants, Officials of Inland Revenue Dept (similar to Income tax Authorities in India) or any other Agency specified for the purpose. Wherever attestation is not possible, this may be submitted duly notarized

5. Copy of the VISA stamped on the passport-to be notarized.

6. Copy of identity card issued by the current employer.

7. Continuous Discharge certificate, if applicable.

8. Copy of latest Work permit.

9. NRE bank account passbook or statement of account for the last 6 months.

10. Overseas bank account statement for the last six months.

11. Bio-data covering educational qualifications, age, job experience, nature of profession /business etc.with necessary proof.

12. Guarantor forms along with net worth proof/income proof.

13. Copies of IT returns of last 2 years (Indian/foreign).

14. GPA in favour of the resident Indian residing at the place where the proposed property is being purchased – to be attested by Indian Embassy.

15. For overseas address proof –copy of latest utility bill or rental agreement.

16 Passport size Photographs – 4 No’s,

17. Letter of Authority to operate the NRE SB Account.

18. HR Email-ID for employment Verification

The following would be applicable for Self Employed:

1. Balance sheets and profit &loss accounts of the business/profession along with copies of individual income tax returns for the last three years, certified by a Chartered Accountant/ Certified Accountants.

2. A note giving information on the nature of Business/Profession, Form of Organization clients, suppliers, etc

For opening the NRE SB Account please visit and download NRE savings Bank account opening form and submit the duly filled in form alongwith the above papers.

Home Loan application can also be downloaded from the .

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