If a creditor or collection agency sues you, go to court ...

The moneys appropriated for the support of public libraries by the chapter of the laws of 2009 enacting the education, labor and family assistance budget shall be apportioned for 2009--2010 in accordance with the provisions of sections 271, 272, 273, 282, 284, and 285 of the education law as amended by the provisions of this chapter and the provisions of this section, provided that library ... ................
................