This contract is between NHE(1), and

7. ADDI funds will be provided on your behalf at the time of closing. Funds are provided as a 5-year deferred payment loan with the condition that the loan will be forgiven when you live in the home for 5 years. The loan must be repaid if you fail to do so, or if the home is sold or ownership is transferred during that 5-year period. ................
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