Owner's Policy - Chicago Title Insurance Company



CHICAGO TITLE INSURANCE COMPANY

SCHEDULE A

OWNER'S FORM

|Policy Number |Date of Policy |Amount of Insurance |

| | |$ |

1. Name of Insured:

2. The estate or interest in the land described herein and which is covered by this policy is:

Fee Simple

3. The estate or interest referred to herein is at Date of Policy vested in the Insured.

4. The land referred to in this policy is described in Schedule A.

Address:

Town:

State: Connecticut

Lot:

Subdivision

COUNTERSIGNED:

BY___________________________

Authorized Signatory

CHICAGO TITLE INSURANCE COMPANY

RESIDENTIAL SCHEDULE B

OWNER’S FORM

Owner’s Policy No.:

NOTE: THIS SCHEDULE SHOULD BE USED ONLY FOR POLICIES INSURING PREMISES USED

OR TO BE USED PRIMARILY FOR 1-4 FAMILY RESIDENTIAL PURPOSES.

This policy does not insure against loss or damage (and the Company will not pay costs, attorneys’ fees or expenses) which arise by reason of:

1. Taxes current. Next installment not yet due and payable. Future taxes and assessments not yet due and payable.

2. Any lien, or right to a lien, for services, labor or materials heretofore or hereafter furnished, imposed by law and not shown by the public records.

2. Rights or claims of parties in possession.

2. Any state of facts which an accurate survey or personal inspection of the premises would reveal.

5. (a) Riparian and littoral rights of others;

b) No title is insured to any filled-in land or land lying below the present or any former mean high water line of any navigable water.

6. IF THE INSURED PREMISES IS A CONDOMINIUM UNIT:

Covenants, conditions, restrictions, reservations, easements, liens for assessments, options, powers of attorney, and limitations on title as set forth in the Declaration of Condominium, and By-laws as duly recorded in the appropriate Land Records Office and as the same may have been lawfully amended.

7. Mortgage(s), if any, executed by the insured and recorded simultaneously with the deed vesting title in the insured.

[X] FOR ADDITIONAL EXCEPTIONS, SEE SCHEDULE B ADDENDUM ATTACHED HERETO

Exceptions numbered are hereby omitted from the Owner’s Policy.

INFLATION PROTECTION

The Home Owner's Inflation Endorsement is hereby incorporated into this Owner's Policy to the same extent as if the Endorsement was attached to this policy, provided that the conditions of the endorsement are met.

CONDOMINIUM COVERAGE

If the insured premises is a condominium unit, the coverages contained in the ALTA 4.1 Condominium Endorsement are hereby given with respect to this Owner's Policy to the same extent as if the endorsement was attached to this policy.

CHICAGO TITLE INSURANCE COMPANY

SCHEDULE B

CONTINUATION SHEET

Owner’s Policy No.:

8.

CHICAGO TITLE INSURANCE COMPANY

SCHEDULE A (Description)

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