PARKWAY SCHOOL DISTRICT Benefits Guide 2020 - Schoolwires

PARKWAY SCHOOL DISTRICT Benefits Guide 2020

Retiree / Early Retiree / COBRA / LOA NOT ELIGIBLE FOR MEDICARE

Table of Contents

1. Open Enrollment (Meeting & Making Changes) ................................................... 3 2. 2020 Renewal Highlights ..................................................................................... 4 3. Contact Information ............................................................................................. 5 4. Prescription Drugs, Medical, Dental and Vision Overview.................................... 6 5. Changing Coverage During the Year ................................................................... 7 6. Medical Coverage (United Healthcare) ................................................................ 8 7. Health Savings Account (HSA) .......................................................................... 10 8. Dental Care ....................................................................................................... 12 9. Vision Plan ........................................................................................................ 14 10. Wellness Info and Incentive Form...................................................................... 16 11. Employee Assistance Program (PAS) ............................................................... 19 12. Additional Health Benefits and Tips ................................................................... 21 13. Care Options and When to Use Them ............................................................... 23 14. Important Notes and Reminders ....................................................................... 25 15. Glossary of Terms ............................................................................................. 42

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Open Enrollment

The open enrollment period for the 2020 calendar year for health benefits is scheduled to begin November 1, 2019 and conclude November 29, 2019. All changes must be received at Parkway by 4:00pm on November 29, 2019. You can fax in your change form to (314) 415-8050 ? Attention Benefits.

During this year's open enrollment period, we will be holding one information meeting for retirees of the district. Representatives from Aetna Advantra HMO Advantage Plan (formerly known as Coventry) and Anthem Blue Cross/Blue Shield Medicare Supplemental Plan will be on hand at these meetings to address any questions you may have regarding Medicare and the supplements available to you through Parkway. Also, United Healthcare, Express Scripts, Delta Dental and EyeMed will be present at this meeting. Kevin Guss from J.W. Terrill will also be in attendance and can help you with your Medicare options.

If you or your spouse is turning 65 in 2020, this is an important meeting to attend.

The only Retiree Meeting will be held: Thursday, November 14, 2019 from 4pm ? 5:30pm

Parkway Administration Bldg. (Board Room) 455 N. Woods Mill Road Chesterfield, MO 63017

If you or your spouse will be turning 65 during this 2020 benefit period, please make sure you sign up for Medicare Part A and B 3 months prior to your birthday. For an information packet and enrollment form for Anthem Blue Cross/Blue Shield Medicare Supplemental or the Aetna Advantra HMO Advantage Plan, please contact the benefits department at (314) 415-8059 or pick one up at the Retiree Meeting.

IF NO CHANGES ARE BEING MADE AT THIS TIME, NOTHING NEEDS TO BE RETURNED TO THE FINANCE/BENEFITS OFFICE.

IF YOU ARE MAKING CHANGES TO YOUR BENEFITS, PLEASE COMPLETE THE ENCLOSED/ATTACHED BENEFITS CHANGE FORM AND RETURN TO:

Parkway School District Attn: Benefits Department 455 N. Woods Mills Road

Chesterfield, MO 63017

Information You Need to Know About Open Enrollment

If you are a recent retiree, (retired within the past year), you are only allowed by state law to add a dependent to your coverage within the first year of your retirement. For example, if you retired June 30, 2019, you have until June 30, 2020 to add a spouse or dependent child. During this first year of retirement, you may add your dependent at any time, not just during open enrollment. Should you have any questions regarding your insurance coverage, please feel free to contact Janet Bova Conti in the Benefits Department at (314) 415-8059 or you can email her at jbovaconti@

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2020 Renewal Highlights

? There are no changes for the UHC Base and the UHC Premium plans. That means co-pays, deductibles and prescription tiers will all remain the same as they were in 2019. The premium will also remain unchanged. Rates for UHC Base will stay the same as they were in 2019. Rates for UHC Premium Plan will stay the same as they were in 2019.

? The UHC High Deductible Plan premiums are staying the same as in 2019. The deductibles are increasing to $2,800 for individual coverage and $5,600 for family coverage.

? The District has kept Delta Dental and EyeMed as the dental and vision providers. No increases in premiums in 2020.

? NEW: Employee Assistance Program (PAS) Allows face-to-face counseling visits and unlimited telephone counseling. Please see more information about the EAP/PAS program on pages 19 and 20 of this guide. This is a new program for any Retiree and their family who are enrolled in any of the UHC Medical Plans that Parkway offers.

? NEW ? The Parkway School District Claymont Care ATC Clinic in Ballwin is now open!

? NEW: Patient Assurance Program ? Express Scripts. With this offering, eligible members will never pay more than $25 per 30-day supply of preferred and participating insulin products. Please see: for more information.

? Livongo for Diabetes and Hypertension programs ? Express Scripts We are excited to announce Livongo, a new health benefit being offered at no cost to eligible members enrolled in the medical plan. The Livongo for Diabetes and Livongo for Hypertension programs make living with diabetes and high blood pressure easier! The Diabetes program is for members diagnosed with Type 1 or Type 2 diabetes. A wireless connected meter uploads readings and provides real-time tips. Test strips and lancets are shipped to your home, free of charge. Certified Diabetic Educators assist you with nutrition and lifestyle changes. The Hypertension program includes a remote monitoring wireless blood pressure cuff, which tracks progress and provides tips to help you stay on track. Licenses professionals provide live coaching, virtual care, and 24/7 digital alerts.

? If you are thinking of changing to one of the UHC medical plans and want an estimate of prescription costs use the following link: ParkwaySchoolDistrict. Click on `go' under open enrollment information and then click on the plan you are considering to participate in.

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Contact Information

Refer to this list when you need to contact one of your benefit vendors. For general information contact Finance/Benefits.

Plan

Medical (Base and Premium Plan)

Medical (High Deductible Plan)

Health Savings Account (H.S.A)

Whom To Call

United Healthcare United Healthcare

Optum Bank

Phone Number

1-866-633-2474

1-866-734-7670 1-800-791-9361

(Option 1)

Website



Pharmacy

Express Scripts

1-800-282-2881

express-

Dental Plan (PPO)

Dental Plan (Pre-Paid)

Vision Plan

Delta Dental

SunLife (Assurant)

EyeMed

1-800-335-8266 or 314-656-3001

1-800-733-7879



1-866-939-3633



Employee Clinic

Employee Assistance Program (FSA)

Advocate4Me

Care ATC

1-800-993-8244

PAS

1-800-356-0845

United Healthcare

Call Number on Back of Medical ID Card



Virtual Visits

Benefits Team

Parkway School District (Finance/Benefits)

J. W. Terrill Marsh & McLennan Agency

United Healthcare

Whom To Call

Janet Bova Conti Tierra Morris

Ken Summers Stacey Asher

N/A

Phone Number

314-415-8059 314-415-8058

314-594-2688 314-594-2725



Email

jbovaconti@ tmorris@

ksummers@ sasher@

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