Instructions for Completing the Sallie Mae Smart Option ...
Please pay particular attention to the Promissory Note. This is a legal contract binding you to the terms and conditions of the loan. 6. You must apply with a cosigner if you are a foreign resident or do not meet the age of majority (18 in most states). If you do not qualify for the loan on your own, you may reapply with a creditworthy cosigner. ................
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