Of Prime Interest

In This Issue:

VISA Platinum Credit Card with FREE Balance Transfer

Get Pre-Approved for an Auto Loan

FREE Popmoney Personal Payments

Loans for Home Improvements

CO-OP ATM and Shared Branch network

Holiday Closures:

October 12 & 14 Columbus Day

November 9 & 11 Veterans Day

November 28 & 30 Thanksgiving

December 24 - Close at 12pm Christmas Eve

December 25 & 28 Christmas

December 31 - Close at 1pm New Years Eve

January 1 & 4 New Years Day

Reminders:

Make sure to keep your contact information with the Credit Union up-to-date. Talk to a Member Service Representative or send us a secure message in Virtual Branch.

Need a little extra cash until your next payday? Escape the never-ending payday loan cycle with a low-rate Qwik Loan from AFCU. Apply today!

Of Prime Interest

Fall 2013



? 2013 Aurora Federal Credit Union

Save with a VISA Platinum Credit Card from AFCU

2.99% A.P.R.* on Balance Transfers for 18 months!

A VISA Platinum Credit Card from Aurora Federal Credit Union is your low-cost solution to high credit card rates. And for a limited time, consolidate your debt for only 2.99% A.P.R.* for 18 months.

Get the true savings you have been looking for with this low rate. There is no fee for this service and after the introductory period, you'll enjoy a low fixed rate.

Take advantage of this SPECIAL OFFER: ? Introductory 2.99% Fixed A.P.R.* for 18 months on all balance

transfers ? Low, fixed rate on all purchases ? No Annual Fee, No Balance Transfer Fee, No Cash

Advance Fee

? Zero Liability for unauthorized card use** ? Fraud monitoring service for your protection ? ScoreCard Rewards program earning 1 point for every $1

spent ? Can be used worldwide, wherever VISA is accepted

Apply online at or call a Loan Officer at 303-755-2572 and mention this article to take advantage of this special offer.

*A.P.R.=Annual Percentage Rate ** You will have no liability for unauthorized purchases made with your credit card, unless you are grossly negligent in the handling of your card. In any case, your liability will not exceed $50.00. Does not apply to existing AFCU VISA Platinum Balances

Looking for a New Car?

Get Pre-approved at the Credit Union to Save Time and Money

Here are a few benefits of pre-approval:

1. Know What You Can Afford: You can discuss with a Loan Officer a monthly payment you are comfortable with and stay within that range when shopping. 2. Increase Your Buying Power: With your pre-approval letter in hand, you will have more flexibility in negotiating a fair price. 3. Avoid High-pressure Situations: A Loan Officer can talk with you about the variety of loan protection products we offer including GAP Insurance, Extended Warranty Protection, and Debt Protection. These products are less expensive at the Credit Union.

Our great rates are only available at the Credit Union - they are not available at the dealership. Call a Loan Officer at 303-755-2572 or visit our Main Branch to get pre-approved today. Visit to compare rates and apply online.

MAIN OFFICE 6 Abilene Street, Aurora, CO 80011 PH: 303-755-2572 Fax: 303-755-9998 CITY OF AURORA BRANCH 15151 East Alameda Pkwy., Aurora, CO 80011

Home Improvements to Add Value

Products to Help Make Your House a Home

The improvements that generate the most return for the investment are things that enhance the functionality and livability of your home. AFCU offers a full range of products to help you finance these changes.

A Home Equity Line of Credit allows you the flexibility to have a limit based on your project budget but only draw funds as you need them. With an 8-year draw period and a 10-year payback period, this is a perfect option to finance improvements over time and advance money only when it is needed.

A fixed-rate Home Equity Loan gives you the security of a fixed rate and knowledge that your rates and payments will not change. This is a great option when you know your repair budget and will need most of the money up-front.

Don't have equity in your home? We offer other financing options, as well. A VISA Platinum Credit Card can help buy supplies needed for your project. A no-equity Home Improvement Loan is helpful for functional, necessary upgrades.

Call a Loan Officer at 303-755-2572 to get started today or visit our website at to compare rates and apply online.

CO-OP ATM and CO-OP Shared Branching

While our ATM and Shared Branch network logos have changed, there are no changes to your convenient access at over 30,000 fee-free ATMs and over 4,000 Shared Branch locations.

3 easy ways to find the location nearest to you:

1. Visit and click on the ATM/ Shared Branch locator icons 2. Visit allco- and search by address or zip code 3. Download the Smart Phone Locator App from iTunes or Google Play by searching "Credit Union ATM" or "Credit Union Shared Branch"

FAQ Q: Is there anything I need to do? A: No, you don't need to do anything. You can still visit the same FREE ATMs and Shared Branch locations you always have.

Q: Is anything changing at the Service Centers or ATMs? A: No, everything will remain the same except the logos.

Q: Do I need a new ATM or Debit Card? A: No, your existing AFCU VISA Debit Card will work as it does now.

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