Guide to Personal Finances

Payday loans are everywhere, and they are completely legal in the state of Oregon. How payday loans work: you need to borrow $200 to pay your bills this month. You give lenders a check for $200 plus + $72 interest + $10 fee, totaling $292, post-dated for 4 weeks from then. Four weeks go by… you don’t have enough money to pay off the loan. ................
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