American Government



Jennings Senior High School

Personal Finance Course Syllabus

Course Title: Personal Finance

Instructor: Mr. Joseph Krakauskas

Room A-110

Contact Information:

Email address: krakauskasj@

School Phone (314) 653-8100 ext. 7258

Voice Mail #1862

Planning Periods: 1:20 pm – 2:50 pm (A day)

8:00 am – 9:30 am (B Day)

Textbook: Business and Personal Finance, Glencoe, @2012

Materials:

The following items are needed EVERYDAY for success:

A. Paper (Folder for class work)

B. Something to write with

C. Textbook (in class)

D. Flash drive

*Cell phone calculator applications may be used in class for certain activities

Course Description:

Understanding and managing personal finances are central to one’s future financial success. This one-semester course is based on the Missouri Personal Finance Competencies and presents essential knowledge and skills to make informed decisions about real world financial issues. Students will learn how choices influence occupational options and future earning potential. Students will also learn to apply decision-making skills to evaluate career choices and set personal goals. The course content is designed to help the learner make wise spending, saving, and credit decisions and to make effective use of income to achieve personal financial success.

Financial literacy is essential in meeting the financial challenges of the 21st Century. The competencies which form the basis for this semester course enable students to analyze their personal financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned in school to financial situations encountered later in life. We will discuss the concepts in detail during class discussions and activities. Classroom PowerPoint and SmartBoard presentations will be used to introduce, explain, and reinforce concepts. In addition, students will build their reading, writing, and critical thinking skills with in-class assignments as well as through homework assignments. Students will keep folders that contain their class notes, handouts and tests.

Units of Study:

1. Goals and Decision Making

2. Careers and Planning

3. Budgeting

4. Banking Services

5. Saving and Investing

6. Credit

7. Consumer Skills

Grading Procedure:

Each student’s grade will be determined by a 60%-30%-10% formula. Tests, quizzes, assessments, etc. will comprise of 60% of your grade. The 30% component will include class work, daily assignments and general academic endeavors. In addition, the 10% will be factored for homework. A final exam will also be given at the end of each semester that will comprise of twenty percent of a student’s semester grade. The grading scale is as follows:

Percentage Grade

100- 93 A

92-90 A-

89-87 B+

86-83 B

82-80 B-

79-77 C+

76-73 C

72-70 C-

69-67 D+

66-63 D

62-60 D-

59-0 F

Classroom Procedures:

Before entering the classroom

• Use the restroom.

• Make sure you have all your needed supplies.

When you first enter

• Sharpen pencil before class starts.

• Be seated in your designated seat.

• If required, have your assignment ready to turn in, labeled with your name and period number.

• Begin the Do Now located on the table next to the classroom door.

During Class

• Please stay seated and ask for permission if you need to get out of your seat for any reason.

• Your being quiet and attentive will help you and your fellow class mates to learn the material.

• We will work together to ensure that all students learn at their highest possible level.

End of Class

• The bell at the end of the period does not dismiss you.

• Remain seated and wait for instructions from me before exiting the room.

Classroom Rules (Expectations):

There are 4 main rules to follow. They are highlighted below.

1. Be on time. – Students must be seated and ready to start when the tardy bell rings. A student who is not in their seat when the bell rings is considered to be tardy to class.

2. Be prepared to learn. – We will be covering many topics, and all students must be prepared to do their best so that all can learn to the best of their ability.

3. Be respectful. – We will all get along well as long as we all show respect. We will talk in class about what respect means and looks like to you.

4. No food or drinks. – We will not have food or open drinks in the classroom due to the interest of maintaining a clean environment, we must restrict these items.

Attendance and Make-up Policy:

The official district policy will be followed in reference to making up work that is missed. Students may turn in late work for full credit as long as it is the chapter from which we are currently working. For example, if we are working on Unit 2, you can turn in anything for Unit 2, but work from Unit 1 will not be accepted. This policy is to make sure that everyone has ample opportunity to get assignments turned in and I have enough time to get student grades entered in a timely manner.

Hall Passes:

Hall passes are a privilege and not a right. You will need to use your planner in order to be granted a hall pass.

Discipline Consequences:

Consequences for discipline infractions will follow the pattern below.

1. Verbal Warning.

2. Teacher/Student Conference immediately after school.

3. Parent Contact.

4. Office Referral.

*Serious violations may skip right to an office referral.

Plagiarism/Academic Dishonesty Policy:

Plagiarism and academic dishonesty are serious offenses. The academic work of a student is expected to be his/her own effort. Students must give the author(s) credit for any source material used. To represent ideas or interpretations taken from a source without giving credit is a flagrant act. To present a borrowed passage after having changed a few words, even if the source is cited, is also plagiarism. Students who commit any act of academic dishonesty will receive a failing grade in that portion of the course work. Acts of academic dishonesty will be reported to the administration.

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