ASSESS YOUR PERSONAL FINANCIAL SITUATION WORKSHEET
[pic]
Assess your personal financial situation WORKSHEET
To start your self-assessment, and motivate yourself to do better, complete the following quiz. Mark A for Always, S for Sometimes and N for Never.
As a rule, do you:
A S N
1. Pay your rent/mortgage payment and bills on time? □ □ □
2. Save 10 percent of your net income? □ □ □
3. Try to keep three months of your net income in reserve □ □ □
for emergencies?
4. Plan ahead for large expenses such as buying a car and □ □ □
moving into an apartment?
5. Set goals and keep a budget for your net income? □ □ □
6. Spend no more than 20 percent of your net income for □ □ □
credit payments, excluding home mortgage?
7. Comparison shop for the purchase of most items? □ □ □
8. Use credit only for expensive purchases or when you □ □ □
have the money in the bank to cover the charge?
9. Balance your checkbook every month? □ □ □
10. Keep yourself financially updated by reading personal □ □ □
financial articles and magazines?
If the majority of resulting checked boxes is:
A – Always RELAX – You possess very good personal financial habits
and behavior. Congratulations
S – Sometimes BE CAUTIOUS – You need to change some personal financial
habits and behaviors. Plan to attend a SMMC workshop or
schedule a personal consultation.
N – Never DANGER – You are in danger of losing control of your
personal financial situation. Act now to take control of your
finances by scheduling a personal SMMC consultation at your
earliest convenience.
Source: Money Management International’s Understanding Money and Credit Reference Guide
Student Money Mangament Center
unt.edu/moneymangement
940.369.7761
................
................
In order to avoid copyright disputes, this page is only a partial summary.
To fulfill the demand for quickly locating and searching documents.
It is intelligent file search solution for home and business.
Related searches
- what is your personal why
- what is your personal mission statement
- personal mission statement worksheet pdf
- managing your personal finances textbook
- what is your personal philosophy
- what s your personal why
- personal financial goals worksheet example
- personal financial worksheet printables
- personal goal setting worksheet pdf
- managing your personal finances
- creating your personal leadership philosophy
- developing your personal brand