Personal, Home Loan & Credit Card Rates

[Pages:15]Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Term Up to 36 months

New Auto

Loan Amounts Maximum: $150,000

APR As low as 1.99%

Up to 48 months

Maximum: $150,000

As low as 2.24%

Up to 60 months

Maximum: $150,000

As low as 2.49%

Up to 72 months

Maximum: $150,000

As low as 2.74%

84 months

Maximum: $150,000

For payment examples, please see page 10.

As low as 2.99%

rates I 800.374.2758 I services@

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Term Up to 36 months Up to 48 months Up to 60 months Up to 72 months

84 months

Used Auto

Models no older than 10 years Loan Amounts

Maximum: $75,000

Maximum: $75,000

Maximum: $75,000

Maximum: $75,000

Maximum: $75,000

For payment examples, please see page 10.

APR As low as 1.99% As low as 2.24% As low as 2.49% As low as 2.74% As low as 2.99%

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Term Up to 36 months Up to 48 months Up to 60 months Up to 72 months Up to 84 months Up to 96 months Up to 120 months

New Leisure Vehicles

Loan Amounts Maximum: $300,000 Maximum: $300,000 Maximum: $300,000 Maximum: $300,000 Maximum: $300,000 Maximum: $300,000 Maximum: $300,000

For payment examples, please see page 11.

APR As low as 4.99% As low as 5.24% As low as 5.49% As low as 5.74% As low as 5.99% As low as 6.24% As low as 6.49%

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Term Up to 36 months Up to 48 months Up to 60 months Up to 72 months Up to 84 months Up to 96 months Up to 120 months

Used Leisure Vehicles

Loan Amounts Maximum: $150,000 Maximum: $150,000 Maximum: $150,000 Maximum: $150,000 Maximum: $150,000 Maximum: $150,000 Maximum: $150,000

For payment examples, please see page 11.

APR As low as 4.99% As low as 5.24% As low as 5.49% As low as 5.74% As low as 5.99% As low as 6.24% As low as 6.49%

rates I 800.374.2758 I services@

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Term Up to 24 months

Personal Loans

Loan Amounts

Minimum: $250 Maximum: $70,000

APR As low as 7.49%

Up to 36 months Up to 48 months Up to 60 months Up to 72 months

Minimum: $250 Maximum: $70,000

Minimum: $250 Maximum: $70,000

Minimum: $250 Maximum: $70,000

Minimum: $250 Maximum: $70,000

As low as 7.74% As low as 7.99% As low as 8.24% As low as 8.49%

Up to 84 months

Minimum: $250 Maximum: $70,000

As low as 8.74%

For payment examples, please see page 12.

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Loan Terms

Bridge to Retirement Loan

Loan Amounts

Up to 36 months

Minimum: $250 Maximum: $10,000

APR 5.49%

Available only to members employed by the Federal Government. For payment example, please see page 13.

Loan Type EasyLine

Personal Lines of Credit

Loan Amounts

Minimum: $100 Maximum: $1,000

APR 18.00%

PremierLine

Minimum: $5,000 Maximum: $50,000

9.75%1

1Variable periodic rate subject to change. The rate is determined by adding 6.50% (the "margin") to the highest Prime Rate as published in Money Rates Section of The Wall Street Journal in effect on the last day of each calendar quarter (the "index").

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Term Up to 120 months

Homeowner Loans

Loan Amounts

Minimum: $7,500 Maximum: $50,000

APR 7.25%

Home Improvement Plus Loan

Term

Loan to Value

Up to 180 months

Up to 110%1

APR 6.75%2

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Personal, Home Loan & Credit Card Rates

APR=Annual Percentage Rate. Rates effective as of 11/01/2021. Rates are subject to change without notice. All loans are subject to credit approval. Rates and/or credit limits are based on creditworthiness, income and debts. Not all applicants will qualify for the lowest rate. Membership eligibility required for all rates. Federally insured by NCUA.

Terms Up to 60 months

Up to 120 Months

Up to 180 Months

Home Equity Loans

Loan Amounts

Loan to Value (LTV)

Minimum: $7,500 Maximum: $500,000

Up to 80%

Minimum: $7,500 Maximum: $400,000

Up to 90%

Minimum: $7,500 Maximum: $500,000

Up to 80%

Minimum: $7,500 Maximum: $400,000

Up to 90%

Minimum: $7,500 Maximum: $500,000

Up to 80%

Minimum: $7,500 Maximum: $400,000

Up to 90%

APR 4.88% 4.88% 5.13% 5.13% 5.38% 5.38%

For Payment examples for Homeowner Loans, Home Improvement Plus Loan and Home Equity Loans, please see page 14.

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