Loan Accounts. - BankSA

Loan Accounts.

Charges for specific services and accounts.

Effective Date: 31 July 2019

Fees stated are current as at the date of this brochure but may change from time to time. We will notify you of changes as required under the conditions of use for your account. Information on our current standard fees, charges and interest rates are available on request.

Nearly all financial services provided by the Bank will be "input taxed" under GST. This means that GST of 10% will not be added to the fee/charge for that service. There are a few services provided by the Bank which will be subject to GST of 10%. GST of 10% will be included in the fees and charges for these services after taking into account any cost savings arising from the introduction of the GST. Where applicable, the fees stated are GSTinclusive.

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HOME LOAN ACCOUNTS. (INCLUDING PORTFOLIO LOAN).

Home Loan and Portfolio Loan establishment fees:

Standard Home Loan Basic Home Loan Portfolio Loan

Super Fund Home Loan Relocation Loan ? With End loan ? With No End loan Increase home loan/credit limit application fee Split loan fee Settlement processing fee

$6001 $5001 $7001 plus $100 for each additional sub-account after the primary subaccount $15001

$6001 $13501 $5001 per request

$150 per request $100

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Rate lock fee ? payable on fixed rate Home Loans and Portfolio Loan sub-accounts on which Rate Lock applies and on which the fixed rate is entered into on or after 21 July 2008, as follows:

Home loan Existing Home Loans Portfolio Loans

The higher of 0.15% of the loan amount (to be at a

fixed rate) or $500.

For loan amounts up to $2M, the fee is capped

at $1,000.

For loans >$2M the 0.15% of the loan balance applies.

The higher of 0.15% of the loan amount (to be at a

fixed rate) or $500.

For loan amounts up to $2M, the fee is capped at

$1,000.

For loans >$2M the 0.15% of the loan balance applies.

The higher of 0.15% of the loan amount (to be at a

fixed rate) or $500.

For loan amounts up to $2M, the fee is capped at

$1,000.

For loans >$2M the 0.15% of the loan balance applies.

Additional bank legal fees: When any of the security offered:

Qualified Title or Old Systems Title (NSW only)

Company Title

$205 per security $205 per security

When any of the security offered involves a:

Guarantee

Trustee Priority agreement (a prior mortgage from another institution)

$205 per guarantee

$205 per trustee

$102.50 per agreement

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For any loan which includes security under a Shared Equity arrangement

Super Fund Home Loan and Custodian Deed Vetting Fee

$442.60 per loan $615 per loan

Additional property valuation, or market value assessment/estimate fees:

Valuation, external inspection, Market assessment/ estimate fees if we ask to have any mortgage property valued, externally inspected or on which a market value assessment/estimate is to be conducted by us:

Valuations (fee payable is dependent on location/value of security property(s))

External property inspection

Electronic Property Market Value Estimate

Property Market Value Assessment

from $164.00

$92.25 $10.25 $71.75

Building loan fees:

Progress payment administration fee

? on loans where construction is under a Contract builder

? on loans where construction is under an Owner builder

Inspection fees ? Building Loans, Contract Builder

Inspection fees ? Building Loans, Owner Builders

Additional Progress Payment Fee, for building loans for Owner Builders ? payable for each additional advance after the first 6 advances

$250

$350

$102.50 per inspection

$102.50 per inspection

$50 per additional advance

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