Each One, Teach One Workshop Topics

[Pages:2]Each One, Teach One Workshop Topics

01 - INTRODUCTION TO BASIC BANKING ? How to choose the right bank account for your needs. ? How to make interest work for you -- not against you. ? Ways to reduce your account and transaction fees.

02 - INTRODUCTION TO BASIC BUDGETING ? What a budget is and why should you create one. ? Tips to help you reach your financial goals. ? Ideas to help you adjust your spending.

03 - CREDIT CARDS AND PREPAID CARDS ? Advantages and disadvantages of credit cards and prepaid cards. ? Important things to look for in a prepaid card agreement. ? How to figure out the real cost of using credit and prepaid cards.

04 - LOANS YOU DON'T WANT ? How to calculate the real cost of `bad' loans. ? Why payday loans and pawnshop loans are a terrible option. ? The real cost of using credit card cash advances.

05 - LOANS: COSTS AND OBLIGATIONS ? How to decide what kind of loan is best for your needs. ? How to understand payment terms and obligations. ? How interest in calculated and why it matters.

06 - DEBT SMARTS ? Tips to manage your debt. ? When it makes sense to get a consolidation loan. ? The difference between consumer proposal and bankruptcy.

07 - BUILDING A HEALTHY CREDIT HISTORY ? Why your credit history matters to you. ? Simple steps to build a good credit score. ? What to do if you need to get yourself out of financial trouble.

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08 - IDENTITY THEFT AND FRAUD PREVENTION ? How thieves steal and use your personal information. ? Tips to keep your financial and personal information safe. ? What to do if you're the victim of fraud or identity theft.

09 - REGISTERED RETIREMENT SAVINGS PLANS (RRSPs) AND TAX-FREE SAVINGS ACCOUNTS (TFSAs) ? The benefits of using RRSPs and TFSAs. ? How to decide whether to invest in an RRSP, a TFSA or both. ? The different kinds of RRSP and TFSA products (with no sales pitch!).

10 - INTRODUCTION TO REGISTERED EDUCATION SAVINGS PLANS (RESPs) ? What an RESP is and how they work. ? How to decide what kind of RESP is best for your family. ? Free money to help grow your RESP.

11 - SENIORS FINANCIAL ABUSE PREVENTION ? What seniors financial abuse is. ? How to recognize if you or a loved one is being taken advantage of. ? Advanced planning tools to protect yourself or loved ones.

12 - HOME READINESS A: RENTING VS OWNING ? Top ten risks of buying a home. ? How to figure out if renting or buying is a smarter decision. ? How to calculate the mortgage amount you qualify for.

13 - HOME READINESS B: COST OF OWNERSHIP ? How to figure out the upfront and ongoing costs of homeownership. ? Different types of mortgages. ? How to pay the least amount of interest on your mortgage.

14 - HOME READINESS C: FINDING THE RIGHT HOME ? How to identify your current and future housing needs. ? Different types of home ownership. ? Advantages and risks of building your own home.

15 - HOME READINESS D: PROFESSIONAL HELP ? How the home buying process works. ? How to decide which experts to bring onto your home buying team. ? Ballpark fees professionals will charge.

To schedule your Each One, Teach One workshop, or for more information, email us anytime at EOTO@, or contact Allison McIsaac, CUA's Each One, Teach One Coordinator, at amcisaac@.

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