THE EFFECTS OF UNSECURED LENDING ON LOAN PERFORMANCE …
4.1 Islamic banks may grant an Unsecured Personal Financing Facility to a Customer with a maximum entitlement not exceeding 18 times of the Customer’s Net Monthly Income, in either one of the following facility:- 4.1.1 Fixed Term Facility: (a) The maximum repayment tenor shall not exceed 6 years; 4.1.2 Revolving Facility: (a) Minimum monthly repayment shall not be less than 2% of the ... ................
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