PDST | Professional Development Service for Teachers



Which Savings Scheme Would You Choose?

Lump Sum

• You have just won €10,000 in the lottery!

• You have decided to save the lump sum for a few years.

• Investigate various savings accounts that are available.

1) Suggest a) a suitable An Post savings scheme and

b) a suitable Bank or Building Society or Credit Union savings plan.

2) Give reasons for each of your choices then

3) Complete each table

1. An Post Savings Scheme:

Reasons for Choice:____________________________________________

___________________________________________________________

|Description of Scheme | |

| | |

|Ease of Withdrawal | |

|Security | |

|Interest/ Return | |

| | |

| | |

2.Bank or Building Society or Credit Union Savings Scheme:

Reasons for Choice:____________________________________________

___________________________________________________________

|Description of Scheme | |

| | |

|Ease of Withdrawal | |

|Security | |

| | |

|Interest/ Return | |

| | |

| | |

Which Savings Scheme Would You Choose?

Regular Savings

• You have just secured your first full time job.

• You have decided to save €50 every month for a few years.

• Investigate various savings accounts that are available.

1)Suggest a) a suitable An Post savings scheme and

b) a suitable Bank or Building Society or Credit Union savings plan.

2) Give reasons for each of your choices then

3) Complete each table

1) An Post Savings Scheme:

Reasons for Choice:____________________________________________

___________________________________________________________

|Description of Scheme | |

| | |

|Ease of Withdrawal | |

|Security | |

|Interest/ Return | |

| | |

| | |

2) Bank or Building Society or Credit Union Savings Scheme:

Reasons for Choice:____________________________________________

___________________________________________________________

|Description of Scheme | |

| | |

|Ease of Withdrawal | |

|Security | |

| | |

|Interest/ Return | |

| | |

| | |

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