Kaye Spencer
Unemployment FraudDo not skip these three steps.Make a paper trail (computer trail) of everything you do. If you can’t download, save, or print, then make a screen capture or screenshot. Organize this information so it is easily located.If you need to make an account, such as with the FTC website (more below), make sure you write down your user names and passwords.File a police report when you have completed everything you can possibly do to show the steps you took to protect yourself.My experience and timeline of events to guide you through your fraud-reporting excursion12/28/2020I became aware of this fraud scheme, when I received a USBank ReliaCard. I called the company to report fraud at this number 877-595-6256. I put my phone on speaker and waited for 35 minutes before a real person answered. I explained my situation. She giggled and scoffed as she transferred my call. I waited another five minutes. The new automated message told me because of the high volume calls, that I needed to go to the website. The call was terminated. The website had no option to report this situation or to ask for assistance.I went on an Internet search for information. I found interesting as well as disheartening information that basically, nothing could be done. This scheme has been going on for months for thousands of people nationwide. At this point, I didn’t have enough information to report fraud or even suspected fraud. I was stuck at the roadblock of the uncooperative USBank stage of waiting for something else to happen.01/25/2021I received a Form 1099-G in the amount of $1947 from the Colorado Department of Labor and Employment for unemployment money I did not apply for and did not receive.> ; Scroll down to the Report Fraud box. Click the box, or use the direct link below.> the instructions.[Note: If you’ve received a USBank ReliaCard as part of this fraud scheme, this is where you’ll find the option to file a fraud claim with USBank. You fill out the form and email it to USBank. You will receive a confirmation that they’ve received it. This wasn’t available on 01/25. I filed on 2/11.)01/25/2021I filed a fraud claim with the State of Colorado for the incorrect 1099-G.> to the Identity Theft section and follow the instructions.Note the line that instructs you to file a ‘counter report’ with your local police department. Your particular police department may not call it a ‘counter report’. Just ask to file a police report.01/25/2021I placed a fraud report with Equifax, TransUnion, and Experian.02/08/2021I received a letter from the Colorado Division of Unemployment Insurance stating “my claim for unemployment benefits was received”, which apparently means a second fraudulent application for unemployment benefits has been filed in my name/social security number.02/08/2021I filed another fraud claim with the Colorado Department of Labor and Employment. I was able to schedule a personal ‘call back’ on 02/23/2021 to discuss this with a representative.02/10/2021I reported the fraudulent 1099-G to my tax account. She researched and assured me I will receive a corrected 1099-G once the fraud investigation is completed.02/11/2021I filed an identity theft report with the Federal Trade Commission’s identity theft department.> the main page, in the upper right area, you will see the option to file a fraud claim specific to unemployment fraud.> completed and emailed the USBank fraud form. I received a confirmation. 02/11/2021I requested a credit report via the Annual Credit Report website.> identity theft and fraud guidelines and recommendations, I filed a police report citing the specifics of my identity theft situation with the Springfield Police Department, Springfield, Colorado.02/23/21I received the call back from the Colorado Department of Labor and Unemployment. Because I had filed fraud reports, my name and social security number have been ‘frozen’ in their data base and no one can file for unemployment using my identity. This fraud claim is under investigation. I will eventually receive a letter with the results of the investigation as it pertains to my case.02/26/2021I received an email from the FTC notifying my that my account would be deleted in 15 days if I didn’t log in. If you need to keep your account active, remember to log in every week or 10 days. ................
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