April 26, 2018 Visa Public

Visa Merchant Data Standards Manual

Visa Supplemental Requirements

APRIL 2024

? 2024 Visa. All Rights Reserved.

Note: This document is a supplement of the Visa Core Rules and Visa Product and Service Rules. In

the event of any conflict between any content in this document, any document referenced

herein, any exhibit to this document, or any communications concerning this document, and

any content in the Visa Core Rules and Visa Product and Service Rules, the Visa Core Rules and

Visa Product and Service Rules shall govern and control.

Merchant Data Standards Manual

Summary of Changes

Visa Merchant Data Standards Manual ¨C

Summary of Changes for this Edition

This is a global document and should be used by members in all Visa Regions.

In this edition, details have been added to include the following new MCCs created:

MCC 3168 ¨C Hainan Airlines

MCC 5723 ¨C Guns and Ammunition Shops (effective July 1, 2024)

The following amendments were also incorporated to facilitate easier merchant designation and classification:

MCC 4829 (Money Transfer) ¨C MCC description has been updated to include ¡°Bill Payments merchants (who are

not eligible and not registered in the CBPS Program) should be assigned with this MCC.¡±

MCC 5085 (Industrial Supplies (Not Elsewhere Classified) ¨C MCC description has been updated to include

specific examples

MCC 5122 (Drugs, Drug Proprietaries, and Druggist Sundries) ¨C MCC description and services included in this

MCC have been amended and refined per the updated Visa High Integrity Risk MCCs

MCC 5169 (Chemicals and Allied Products (Not Elsewhere Classified)) - MCC description has been updated

to include specific examples

MCC 5399 (Miscellaneous General Merchandise) ¨C Toiletries now qualifies as a merchandise under this MCC

MCC 5912 (Drug Stores and Pharmacies) - MCC description and services included in this MCC have been

amended and refined per the updated Visa High Integrity Risk MCCs

MCC 5967 (Direct Marketing ¨C Inbound Teleservices Merchant) ¨C Services included with this MCC has been

updated to include ¡°Adult content and services including, but not limited to, website subscriptions, video streaming

and audio-text¡±

MCC 7523 (Parking Lots, Parking Meters and Garages) ¨C the word ¡®automobiles¡¯ has been replaced with ¡®all

modes of transportation¡¯ to read ¡°Merchants classified with this MCC provide temporary parking services for all

modes of transportation, usually on an hourly, daily, or monthly contract or fee basis¡±

MCC 7399 (Business Services (Not Elsewhere Classified) ¨C ¡°Cosmetic Distributors¡± and ¡°Perfume Distributors¡±

have been included in the list of businesses applicable under this MCC

Merchant Data Standards Manual

Table of Contents

Table of Contents

Introduction

............................................................................................................................................. 1

Section 1: Merchant Data Requirements ................................................................................................. 2

Determining a Merchant Name ................................................................................................................. 3

Determining a Merchant Location ............................................................................................................. 9

Determining Merchant Category Codes ..................................................................................................16

General Requirements...................................................................................................................16

Mandatory Multiple MCCs .............................................................................................................18

Section 2: Merchant Category Code Listing .......................................................................................... 22

Section 3: New MCC or MCC Change Requests ................................................................................. 109

Merchant Data Standards Manual

Introduction

Introduction

The Visa Merchant Data Standards Manual contains requirements for Merchant/payment

facilitator/marketplace classification, location, and various data elements, including Merchant

location, Merchant Category Codes (MCC), and other VisaNet data formats.

April 2024

VISA PUBLIC

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