Selling Voice Mail Script - Wholesaling Lease Options



Recorded 24 Hour Info/Voice Mail Script for Buyers

Extensions: 

• 101 - Learn more about our rent to own program

• 102 - FAQ's

• 103 - Home Finders Program

• 104 - leave a message

• 105 - redirect to me / talk to someone in our office

• 106 - have a house to sell (redirect to XXX-XXX-XXXX)

MAIN GREETING

• Hi and thank you for calling about our homes for sale at Chamberlain Holdings

• If you want more information on our homes and our program, it's important that you visit our website @ "". Again, that's "".  On our website, you can view all our homes for sale, learn more about our program, and join our exclusive buyer's list.  We add new homes to our website often, so make sure you visit our website and join our Buyer's List as quickly as possible.

• To learn more about our rent to own program, press "1"

• To listen to some frequently asked questions, press "2"

• To learn more about our Home Finders Program, press "3"

• If you want to leave us a message, please press "4"

• If you want to talk to someone at our office, press "5"

• If you have a house you want to sell, please press "6"

Extension 101 - Learn More About Our Program

• If you're like most people, you dream about owning a nice home in a nice neighborhood. Well, here's your chance to make your dreams come true.

• With our easy qualifying Rent-To-Own program, you can move into your new home today and we will work with you to help you qualify for permanent financing later.  You can even earn monthly credits towards the purchase of the home.  This means that you can finally stop wasting your money on rent!

• On some of our handyman special homes, we offer down payment assistance through our work for equity program.

• We have a brand new owner financing program where, if the house is available for sale through owner financing, we may be able to help you qualify for the First Time Home Buyer's Tax Credit of $8,000 NOW and use that money for your future down payment when you get permanent financing. 

• Here's something that not many other companies will actually do, we will work with you during the entire lease option period to restore & rebuild your credit. 

• We will even report your rent to the major credit bureaus.

• With our generous rent credits of 30% - 50%, you should have enough credits to pay for all your closings costs so you won't have to come to closing with anymore money.  You can start building up equity in your home

• We are confident that nobody will work harder than us to get you into a home.

• We also make sure the owner of the home you will be Lease Purchasing is the actual owner on record, and we will help you make sure their mortgage is current and being paid on time.

• It is important to understand that we will only set our clients up for success.  We will never put you in a house that we know you can't buy in 1-2 years.  That's why all of our homes require 3% option consideration and your gross monthly income has to be at least 3-4 times the rent.  So when talking to us about a specific home, please make sure you meet the minimum option consideration requirements, and that your gross income is at least 3-4 times the rent.

• Unless stated otherwise in our ads, our homes are not available for "Rent".  We are looking for people who want to BUY these homes in 1-2 years.  All our homes are available for Rent To Own or Owner Financing. 

• To see pictures and videos of current homes for sale, to get answers to frequently asked questions on our owner finance and rent to own programs, or to contact us, please visit our website at .  That’s .

To go back to our main menu, press "0"

• Press "102" to listen to FAQ's

• Press "103" if you would like more information on our Home Finders Program

• Press "104" to leave us a message

• Press "105" to talk to someone in our office

• Press "106" if you have a house for sale

Extension 102 - The Most Frequently Asked Questions

How Does Your Rent To Own Program Work?

We can lease you a home with the exclusive right to purchase it at a later date. Our buyers love it because it gives them time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying.  

I am renting now.  How is this different?

This is a way to help you get started toward BUYING your own home. Part of your rent payment goes towards the purchase. Instead of throwing your money away each month on rent and having nothing to show for it at the end of the year, with our Rent-To-Own program, each month approximately 20%-50% of your monthly payment is credited toward the purchase of the home. 

How Much Option Consideration / Down Payment Do I Need?

We are very flexible with down payment (or option consideration), but you will usually need to have at least 3% to move in. The reason why we require 3% is because if you truly want to buy this home in 1-2 years and not be a career renter, FHA and most banks currently requires 3-5% down for permanent financing.

Is the price of the home determined and fixed in advance?

Yes. The price of the home is decided at the time you sign the Lease Agreement and is not affected by the local market conditions.

What Methods Of Option Consideration / Down Payment Are Accepted?

Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that in our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades.

Is the Option Consideration / Down Payment non-refundable?

Yes!  If you break the lease or don’t pay your rent, you forfeit all of your option consideration money. 

Do You Offer Down Payment Assistance Programs?

Sometimes.   Some of our homes that are available for Owner Financing, if you haven't owned a home in the last 3 years and you don't owe any money in taxes, we may help you qualify for the $8,000 first time home buyer's tax credit. We also have some Handyman Special / Work For Equity homes were you can build large amounts of sweat equity that may be applied to your future down payment.

How can I buy a home when I have bad credit? 

You can't through conventional lenders, but you can with our help.  Through our Lease Purchase, we can help you improve your credit over time. We are not extremely interested in your past credit status.  Your ability to make reasonable monthly payments and your desire to be a homeowner are important to us. 

I Love The Home, What Is The Next Step? 

If you have seen the pictures on our website, you must then drive by the home.  If you want to see the inside, please call our office and we will schedule a time to get you in.  Then, all we need is your application which you can download on our website -   We will then contact you within 24 hours once we verify income and employment. Please keep in mind that our homes sell quickly so time is of the essence. 

Do I have to 'qualify' for this program and what are your Qualifications? 

Your credit and finances are not the restriction that they would be with a conventional mortgage company. Although it actually makes sense to buy a home right away if you could get conventional financing today, many of our buyers do have some issues that need some time to be resolved.

Here are our current qualifications:

1. Gross income must be at least 3-4 times the rent

2. Must have at least 3% for the Option Consideration, unless otherwise specified

in the ad

3. Need to be at least 1 year removed from a foreclosure

4. No evictions in the last 4 years

5. Must have good references from previous landlords & current employers

6. No prior criminal convictions of a violent or drug-related felony

7. Cannot owe money for child support

Don't forget our website at for more information.

• To go back to our main menu, press "0"

• Press "101" to learn more about our rent to own program

• Press "103" if you would like more information on our Home Finders Program

• Press "104" to leave us a message

• Press "105" to talk to someone in our office

• Press "106" if you have a house for sale

 

[pic]

Extension 103 - Home Finders Program

• How much time are you wasting explaining your personal situation to banks and trying to find a home on your own?

• Let us save you the time and embarrassment of explaining to multiple sellers why your credit isn’t perfect in hopes that they will give you a second chance!

• Our Home Finder program is designed to help people just like YOU find and secure their next Home.

• Because we understand that your needs are unique, we’ve developed a new level of service to help you find a home should one of our inventory homes not work for you.

• How can we help you?  It's simple...

• After you’ve completed our Application and paid the Home Finder Fee, you tell us exactly what your looking for.

• Once we have located homes that match your description, we will contact the sellers on your behalf.

• We will then negotiate with and enter into a contract between the sellers and our company to have the home enrolled into our inventory.

• That’s right! We will personally get properties under contract for YOU!

• Once we’ve done this, you can go see the homes and determine if they work for you.You will never have to talk to the seller!

• That’s right: No phone calls to determine if the sellers are interested in a Lease Option!  No lengthy conversations explaining your financial and past credit situation.  No hoping they will understand.  No feeling awkward!  No more contacting a home that is listed with a Real Estate Agent.  No chance of being turned down after you’ve seen it and fallen in love!

• We are investors, not Realtors. Why is that? Realtors do not want to do lease option deals because they want to make a 6% commission today which they obviously don’t do on a lease option.  Additionally, many of them have little or no understanding of how to actually put a contract together.  So, the combination of lack of education, inexperience, little compensation up front and deferred compensation makes it very unattractive for them.

• We will handle everything for you!  You can sit back and not worry about anything but packing!

• The first step is to fill out our application and send it in to us.

• If you have at least 3% to put down on a home, and if we feel that with some credit repair, you can get a good mortgage in 1-2 years, we can start looking for a home for you today! 

• There is a $500 deposit that is required after we approve your application.  You will get this back and will be applied to the your option consideration when you buy the home.

• To go back to our main menu, press "0"

• Press "102" to listen to FAQ's

• Press "104" to leave us a message

• Press "105" to talk to someone in our office

• Press "106" if you have a house for sale

Extension 104 - Voice Mail

• Please listen to this brief recording first and then us a message after the beep.  We will call you back as soon as we can.

• Unless stated otherwise in our ads, our homes are not available for "Rent".  We are looking for people who want to BUY these homes in 1-2 years.  All our homes are available for Rent To Own or Owner Financing.  

• So when you leave a message, it's important that you tell us 3 things: 1) your name and number, 2) which home you are interested in, and 3) how much down payment you have.  Thank you for calling Chamberlain Holdings!

................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download