Learning Objectives
48 WHEN TO TAP YOUR HOME EQUITY. Do it to improve or maintain your home, or to refinance high-interest credit-card debt, but not for luxuries. 49 RAISING YOUR DEDUCTIBLE IS THE SUREST WAY TO CUT YOUR HOMEOWNERS INSURANCE COSTS. If you increase your deductible from $ 500 to $ 1,000, you'll cut your premium by as much as 25%. ................
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