HARP II - DU Refi Plus™ and Refi Plus™
[Pages:55]HARP II - DU Refi PlusTM and Refi PlusTM
March 2017
Genworth Mortgage Insurance Corporation
?2017 Genworth Financial, Inc. All rights reserved.
Homeowner Affordability and Stability Plan
HASP
Home Affordable Refinance Program? HARP?
? Fannie Mae Refi Plus ? Fannie Mae DU Refi Plus ? Freddie Mac Relief Refinance Mortgage - Same Servicer ? Freddie Mac Relief Refinance Mortgage - Open Access
Home Affordable Modification Program HAMP
? Fannie Mae Home Affordable Modification ? Freddie Mac Home Affordable Modification
DU Refi Plus and Refi Plus
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Homeowner Affordability and Stability Plan
HASP
Home Affordable Refinance Programs HARP
? Fannie Mae Refi Plus ? Fannie Mae DU Refi Plus ? Freddie Mac Relief Refinance Mortgage - Same Servicer ? Freddie Mac Relief Refinance Mortgage - Open Access
Home Affordable Modification Programs HAMP
? Fannie Mae Home Affordable Modification ? Freddie Mac Home Affordable Modification
DU Refi Plus and Refi Plus
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DU Refi Plus and Refi Plus
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DU Refi Plus and Refi Plus Options
DU Refi Plus and Refi Plus
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DU Refi Plus and Refi Plus Options
Home Affordable Refinance Opportunities
? Borrowers
? Existing Fannie Mae loan ? An acceptable mortgage payment history ? Unable to:
? Refinance to obtain a lower payment, or ? Move to a more stable product.
? Lenders
? Automated underwriting (DU Refi Plus) and manual underwriting (Refi Plus) options ? Fannie Mae to Fannie Mae refinances
DU Refi Plus and Refi Plus
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DU Refi Plus and Refi Plus Options
Borrower Benefit
? The lender must represent and warrant that the borrower is receiving a benefit
DU Refi Plus and Refi Plus
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Fannie Mae FAQ's
DU Refi Plus and Refi Plus
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